Notice:
Individual and Family Dental Plansi
Need help finding a dental plan? Use our
Interactive Plan Finder|
NEW for 2025. Cost-sharing for cosmetic teeth whitening and veneers. Highest maximum and coverage on major procedures. |
High maximum, three periodontal maintenance cleanings, and policy lifetime deductible. |
Orthodontic benefits such as braces and aligners installed by DMD or DDS. |
No waiting period and coverage that increases over the first two years you renew. |
100% coverage on most preventive care services and 50% on most major procedures. |
No guessing, fixed-out-of-pocket costs, no waiting periods or dollar maximums. |
Most affordable plan that covers preventive care, fillings, and non-surgical extractions. |
|
|---|---|---|---|---|---|---|---|
|
Monthly Premium Eastern WA |
$76.10ii |
$64.65ii |
$58.80ii |
$56.10ii |
$52.35ii |
$36.55iii |
$31.45ii |
|
Monthly Premium Western WA |
$87.40ii |
$74.25ii |
$67.55ii |
$64.50ii |
$60.25ii |
$48.35iii |
$36.25ii |
|
Plan Year Maximum |
$5000 |
$2000 |
$1500 |
1st Yr, 2nd Yr, 3rd Yr |
$1000 |
None |
$1000 |
|
|
None |
None |
$250 per person up to $1250 |
None |
None |
None |
None |
|
Deductible |
$100 Policy Lifetime |
$100 Policy Lifetime |
$50 |
$50 |
$50 |
None |
None |
|
Office Visit Copay |
None |
None |
None |
None |
None |
None |
$15 |
|
Preventive Care |
100% |
100% |
100% |
100% |
100% |
$65 Copay |
100% cleanings and exams |
|
Fillings |
80%viii |
80% |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
$115 Copay |
50%iv |
|
Crowns |
60%v |
50%v |
50%v |
50%v |
50%v |
$740 Copayvi |
Not Covered |
|
Root Canal |
60% |
50% |
50% |
50% |
50% |
$535 Copayvii |
Not Covered |
|
Implants |
60% |
50% |
50% |
50% |
50% |
$2600 Copayvi |
Not Covered |
|
Non-Surgical Extractions |
60% |
50% |
50% |
50% |
50% |
$115 Copay |
50% |
|
Surgical Extractions |
60% |
50% |
50% |
Not Covered |
Not Covered |
$230 Copay |
Not Covered |
|
Periodontal Maintenance |
60%viii |
50%viii |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
Included in Preventive Care Visit |
Not Covered |
|
Orthodontics |
Not Covered |
Not Covered |
50%ix |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
Cosmetics |
50%x |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
Annual Contract |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Waiting Period |
May Apply |
May Apply |
May Applyxi |
None |
May Apply |
None |
May Apply |
Optimum Plan*NEW for 2025. Cost-sharing for cosmetic teeth whitening and veneers. Highest maximum and coverage on major procedures. Monthly Premium |
|---|
Premium PlanHigh maximum, three periodontal maintenance cleanings, and lifetime policy deductible. Monthly Premium |
|---|
Plus Ortho PlanOrthodontic benefits such as braces and aligners installed by DMD or DDS. Monthly Premium |
|---|
Ascent PlanNo waiting period and coverage that increases over the first two years you renew. Monthly Premium |
|---|
Enhanced Plan100% coverage on most preventive care services and 50% on most major procedures. Monthly Premium |
|---|
Clear PlanNo guessing, fixed-out-of-pocket costs, no waiting periods or dollar maximums. Monthly Premium |
|---|
Basic PlanMost affordable plan that covers preventive care, fillings, and non-surgical extractions. Monthly Premium |
|---|
Why Choose Delta Dental of Washington for Your Individual and Family Dental Plan?
- We prioritize preventitive dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
- The nation's largest dental provider network: 8 out of 10 U.S. dentist are in our network, which means members have more providers close to their homes.
- Effortless benefits: We make it easy to understand your benefits and offer a hassle free customer service experience.
- Learn more about the Delta Dental Difference.
Dental Plan and Dental Health Articles
Explore articles related to Individual and Family plans, coverage, and oral health needs.
*Optimum Plan effective dates as early as January 1, 2025
i. These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
ii. Individual 12-month contracted rate.
iii. Individual 12-month contracted rate for ages 26-50. Actual rate may be higher or lower depending on age.
iv. Excludes back teeth tooth-colored fillings.
v. A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years. Crowns covered at 60% per tooth every seven years under the Delta Dental - Optimum Plan.
vi. A Pretreament Estimate is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period. 1 implant per person per 12-month policy period.
vii. 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.
viii. No waiting period.
ix. $1500 lifetime maximum with 12-month waiting period.
x. Includes teeth whitening/bleaching and veneers.
xi. For Orthodontia covered procedures, a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.
