Individual and Family plans are for any resident of WA State. Individual plans are designed for anybody who does not have dental coverage through their current employer or would like additional dental coverage for themselves or for their family.

All our Individual and Family plans include Delta Dental of Washington’s largest network of providers. As a plan member you have access to discounted charges on common dental treatments like crowns, root canals, exams & cleanings, fillings, implants and more (except Basic Plan is limited to exams, cleanings, & fillings). Check out our Dental Care Cost Estimator Tool to get an approximate cost for a procedure in your area without insurance.

Plans are available to start the first day of the following month or the first day of the second month after purchase. Plans do not start mid-month.

A waiting period refers to a period of time before your full dental benefits kick in. During this time, your dental plan may not cover certain procedures.

As noted, the Ascent Plan has no waiting period. Additionally, services subject to waiting periods differ depending on the plan.

Have questions about other dental benefit terms? Take a look at our Dental Benefit 101 articles: annual maximum, deductible, copays, coinsurance

Original Medicare does NOT cover dental care. Medicare Advantage may offer some extra benefits like vision, hearing, and dental services, but may only offer limited coverage for certain benefits. Refer to the Medicare site to view your Medicare plan information.

Medicare is a federal program run by a branch of the U.S. Department of Health & Human Services. It is available to most people aged 65 or older, younger people with disabilities, and people with End Stage Renal Disease. There are several variations of Medicare coverage including Original Medicare, Medicare Advantage, and Medicare Supplemental Insurance (Medigap).

• Original Medicare "Pays providers the Medicare-approved rates for covered services per Medicare rules and regulations and covers medically-necessary and outpatient health care."  It does NOT cover services like routine vision, hearing or dental care.
  
  
• Medicare Advantage consists of hospital insurance and medical insurance plus usually a Medicare Drug plan. Note that Medicare Advantage may offer some extra benefits like vision, hearing, and dental services.  However, these plans may still only offer limited coverage for certain benefits. Compare Original Medicare & Medicare Advantage here.
  
  
• Medigap is Medicare Supplement Insurance that helps fill ‘gaps’ in Original Medicare and is sold by private companies.  They typically do NOT cover vision or dental services.
  
  

Check your eligibility using Medicare’s Online Eligibility and Premium Calculator.

Check your current Delta Dental policy. Note that Delta Dental plan benefits are accepted by all participating Delta Dental providers. If your primary residence is in Washington state, you can enroll in a Delta Dental of Washington plan according to your current plan contract.

Please call 844-764-5301 to speak with a representative about enrolling in a new Individual and Family plan, Monday - Friday from 8am – 5pm PT.