Start your dental coverage immediately with the Ascent Plan! With no waiting period, your coverage begins the first month after you enroll.
Under the Ascent Plan, we cover 100% of most preventive care services like cleanings and exams right from the start. Plus, the benefits for everyone on your plan increase over the first two benefit years that you renew, making it a great option for maintaining healthy smiles for years to come.
Ascent Plan Dental Benefit & Procedure Highlights
100% coverage on most preventive services such as cleanings, exams, x-rays, and fluoride
Increasing plan year maximum (the maximum your dental plan will pay for your dental care in one plan year) over the first two years you renew the policy
Increasing coverage on fillings and basic periodontal maintenance (gum disease) cleanings over the first two years you renew the policy
50% coverage on crownsi, root canals, and implantsii
50% coverage on non-surgical extractionsii
No waiting period (benefits start the month after you enroll instead of the year after)
Learn why the Ascent Plan is perfect for anyone looking for a dental plan with no waiting period and coverage for preventive dental services.
Laurie is an architect and wants to make sure she and her wife stay healthy as they think about their financial future together.
My wife and I decided it was time to get dental coverage. We’ve always kept our teeth healthy with regular cleanings that we paid for out of pocket, but we’re worried that if something comes up, we won’t be covered. Just last month, my dentist warned me that I might need some extra care
within the next few years. Luckily, I found Delta Dental of Washington’s Ascent Plan that has increasing dental benefits and annual maximum to help cover our major dental treatments in the near future.
Armand just turned 50 and is experiencing tooth pain that needs immediate treatment.
I have always taken good care of myself. I eat right, get eight hours of sleep, get my steps in, and drink plenty of water, but I never even thought about dental care. Now I’m experiencing excruciating tooth pain which requires a procedure that could cost me quite a bit out of pocket.
The pain prevents me from focusing on my work and daily life. I need affordable dental coverage without a waiting period like Delta Dental of Washington’s Ascent Plan.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Plan Features per benefit yeariii
Monthly Premium Eastern/Western WA
Plan Year Maximum 1st Year, 2nd Year, 3rd Year
Shared Maximum Benefit
Individual Starting Rateiii
$60.55 / $69.60
$1,000 / $1,250 / $1,500 per person
None
Deductible
Office Visit Copay
Preventive Care Cleanings, exams, x-rays, and fluoride
$50
None
100%
Fillings
1st Year, 2nd Year, 3rd Year
Crownsi
Root Canal
50% / 60% / 70%
50%
50%
Non-Surgical Extractions and Implants
Periodontal Maintenance 1st Year, 2nd Year, 3rd Year
For certain plans and covered procedures, a 12-month waiting period applies. This means that Delta Dental of Washington will not pay towards any of these procedures until you have been enrolled in this policy for 12 continuous months. It is important to note that preventive care such as exams, x-rays, cleanings
never have a waiting period on any of our plans. However, if you need care right way for other procedures, the Ascent Plan is not subject to waiting periods for any covered procedure.
Learn more about our no – waiting period plan.
What is preventive dental care?
Preventive dentistry and preventive dentistry services are treatments intended to decrease the risk of encountering future dental issues later. These services may include dental check-ups and cleanings, fluoride treatments, dental sealants, x-rays, and oral cancer screenings. Learn more
about preventive oral health services here.
How much is a teeth cleaning without coverage?
In Washington State, it costs about $75 to $250 for a basic dental cleaning without dental coverage. To get a more accurate range of costs for procedures in your zip code, try our online Cost Estimator tool.
What does an annual maximum for dental mean and why should I care if it increases over time?
Your annual maximum (also known as a plan year maximum) is the maximum your dental plan will pay for your dental care in one plan year. After you hit that amount, you’ll need to pay for any other dental services yourself until your benefits reset. Thus, with an annual maximum that increases
over time, you will have greater coverage and less out of pocket expenses for the first two years you renew. Learn more about annual maximums here.
For the Ascent Plan only, the annual maximum starts at $1000 per person. If you remain in the same policy for a second year, the annual maximum increases to $1250 per person. If you renew the policy for a third consecutive year, the annual maximum increases to $1500 per person.
What dental benefits increase under the Ascent Plan?
Under the Ascent Plan, the annual maximum (plan year maximum), fillings coverage, and periodontal maintenance (gum disease treatment) coverage increase over the first two years that you renew your plan. Please see the plan chart for more details.
Does Delta Dental of Washington have a waiting period?
Our affordable dental plan with no waiting period - The Ascent Plan is the only Delta Dental of Washington plan that does not have a waiting period on any covered procedure. This means that you can start using your benefits right away as soon as your plan goes into effect.
I'm an employer looking for group dental plan options, what choices do I have?
Delta Dental of Washington has a variety of dental and vision benefit options for your business.
i A pretreatment estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
ii Frequency and percent coverage limits per service apply as outlined in the Plan Features per benefit year table.
iii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2026. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age,
and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
iv No waiting period.
v This Policy has a 12-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 12 continuous months. To request that the waiting period be waived, you must provide details about your previous coverage. Contact your previous or current carrier to request a credible coverage letter, which will include all necessary information to determine if your prior coverage satisfies the Waiting Period requirement. You may be asked to provide a copy of this letter to confirm your eligibility. If you were covered under a comparable full-coverage dental plan that included Major services, for at least 12 continuous months before enrolling in this Plan, any Waiting Periods will be waived-provided there was no more than a 63-day gap between your previous coverage and this Policy. Dental services obtained through a discount plan do not qualify as comparable coverage and will not count toward satisfying the Waiting Period requirement. Dental services obtained through a discount plan do not qualify as comparable coverage and will not count toward satisfying the Waiting Period requirement.
