Delta Dental - Ascent Plan

Our Dental Plan That Gets Better Over Time with No Waiting Period


The Ascent Plan is specially crafted for those looking for dental coverage that gets better and better over time. With 100% coverage on most preventive care services like cleaning and exams, and an increasing annual maximum, where we pay a higher dollar amount per person over the first two benefit years that you renew, the Ascent Plan is a great option to maintain a healthy smile for years to come.

Which plan is right for you? Click on each person below to find out why they chose the Ascent Plan*

laurie and denise 

Laurie is an architect and wants to make sure she and her wife stay healthy as they think about their financial future together

My wife and I decided it was time to get dental coverage. We’ve always kept our teeth healthy with regular cleanings that we paid for out of pocket, but we’re worried that if something comes up, we won’t be covered. Just last month, my dentist warned me that I might need some extra care within the next few years. Our income is enough to cover our bills and save - we have a big family vacation next year. We’d rather pay monthly for coverage than have to save for big additional costs.


Armand just turned 50 and makes a good living but must pay for his dental care himself.

I love working for myself as a financial analyst. I make good money, set my own hours, and meet interesting people. The problem is I don’t have any benefits. I’ve been paying for health insurance out-of-pocket for a while, but I think it’s time I start looking into dental coverage too. I’ve been too busy to go to the dentist last year, and I wouldn’t be surprised if my dentist says I need to have some work done. This plan is great because my coverage starts next month, and I don’t have to deal with waiting periods.

*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.

Plan Highlights
  • Increasing annual maximum - the maximum amount DDWA will pay per person, per benefit period, coverage for fillings and basic periodontal (gum disease) cleanings over the first two years you renew the policy
  • 100% coverage on most preventive care services (cleanings, exams, x-rays, and fluoride)
  • 50% coverage on crownsi, root canals, non-surgical extractions, and implantsii
Plan Features per benefit yeariii
Monthly Premium
Eastern/Western WA
Plan Year Maximum
1st Year, 2nd Year, 3rd Year  
Shared Maximum Benefit
Individual Starting Rateiii

$54.45 / $62.60
$1,000 / $1,250 / $1,500 per person None
Office Visit Copay
Preventive Care
Cleanings, exams, x-rays, and fluoride
$50 None 100%

1st Year, 2nd Year, 3rd Year
Crownsi Root Canal
50% / 60% / 70% 50% 50%
Non-Surgical and Surgical Extractions and Implants Periodontal Maintenance
1st Year, 2nd Year, 3rd Year
50% 50% / 60% / 70% Not Covered
Annual Contract Waiting Periods  
Yes None  
Compare to Similar Plans
  This Plan    
  Ascent Plan Clear Plan Enhanced Plan
Monthly Premium
Individual Starting Rate
Eastern WA / Western WA
$54.45 / $62.60iii
Eastern WA / Western WA
$35.50 / $46.95iii
Starting rate for Individuals ages 26-50
Actual rate may be higher or lower depending on age
Eastern WA / Western WA
$50.85 / $58.50iii
Plan Year Maximum
per person
1st Year, 2nd Year, 3rd Year
None $1000
Shared Maximum Benefit None None None
Deductible $50 None $50
Office Visit Copay None None None
Preventive Care
Cleanings, exams, x-rays, and fluoride
100% $65
Fillings 1st Year, 2nd Year, 3rd Year
Excludes back teeth toothcolored fillings
Crowns 50%i $740iv
Root Canal 50% $535

2 teeth in 12 months after purchase or renewal, once per tooth every two years after
Non-Surgical Extractions 50% $115
Periodontal Maintenance 1st Year, 2nd Year, 3rd Year
Included in Preventive Care Visit 50%
Orthodontics Not Covered Not Covered Not Covered
Annual Contract Yes Yes Yes
Waiting Periods None None May Apply

A predetermination is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.

ii Frequency and percent coverage limits per service apply as outlined in the Plan Features per benefit year table.

iii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2024. Actual rates may vary (higher or lower) based on plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit

iv A predetermination is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period.