Individual and Family Dental Plansi
Premium PlanHighest annual maximum and three periodontal maintenance cleanings per benefit year |
Plus Ortho PlanOrthodontic benefits such as braces and aligners installed by DMD or DDS |
Ascent PlanNo waiting period and coverage that increases over the first two years you renew |
Enhanced Plan100% coverage on most preventive care services and 50% on most major procedures |
Basic PlanMost affordable plan that covers preventive care, fillings, and non-surgical extractions |
|
|---|---|---|---|---|---|
|
Monthly Premium Eastern WA |
$68.15ii |
$63.45ii |
$60.55ii |
$56.50ii |
$33.95ii |
|
Monthly Premium Western WA |
$78.30ii |
$72.90ii |
$69.60ii |
$65.00ii |
$39.10ii |
|
Plan Year Maximum |
$2000 |
$1500 |
1st Yr, 2nd Yr, 3rd Yr |
$1000 |
$1000 |
|
|
None |
$250 per person up to $1250 |
None |
None |
None |
|
Deductible |
$100 |
$50 |
$50 |
$50 |
None |
|
Office Visit Copay |
None |
None |
None |
None |
$15 |
|
Preventive Care |
100% |
100% |
100% |
100% |
100% cleanings and exams |
|
Fillings |
80% |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
50%iv |
|
Crowns |
50%v |
50%v |
50%v |
50%v |
Not Covered |
|
Root Canal |
50% |
50% |
50% |
50% |
Not Covered |
|
Implants |
50% |
50% |
50% |
50% |
Not Covered |
|
Non-Surgical Extractions |
50% |
50% |
50% |
50% |
50% |
|
Surgical Extractions |
50% |
50% |
Not Covered |
Not Covered |
Not Covered |
|
Periodontal Maintenance |
50%viii |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
Not Covered |
|
Orthodontics |
Not Covered |
50%ix |
Not Covered |
Not Covered |
Not Covered |
|
Annual Contract |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Waiting Period |
May Applyxii |
May Applyxi, xii |
None |
May Applyxii |
May Applyxii |
Premium PlanHighest annual maximum and three periodontal maintenance cleanings per benefit year
Monthly Premium |
|---|
Plus Ortho PlanOrthodontic benefits such as braces and aligners installed by DMD or DDS
Monthly Premium |
|---|
Ascent PlanNo waiting period and coverage that increases over the first two years you renew
Monthly Premium |
|---|
Enhanced Plan100% coverage on most preventive care services and 50% on most major procedures
Monthly Premium |
|---|
Basic PlanMost affordable plan that covers preventive care, fillings, and non-surgical extractions
Monthly Premium |
|---|
Why Choose Delta Dental of Washington for Your Individual and Family Dental Plan?
- We prioritize preventive dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
- The nation's largest dental provider network: 9 out of 10 dentists in Washington are in our network, which means members have more providers close to their homes.
- Effortless benefits: We make it easy to understand your benefits and offer a hassle free customer service experience.
- Learn more about the Delta Dental of Washington Difference.
FOR EMPLOYERS
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Frequently Asked Questions
What are Individual and Family plans and who are they for?
How much can I save by enrolling in a dental benefits plan?
What providers can I see?
When can my plan start?
Are my dental benefits covered through Medicare?
I recently moved to Washington state and had Delta Dental in another state. Do the benefits transfer over when I move to Washington?
Who administers Individual and Family plans?
How can I learn more about enrolling in a new Individual and Family plan?
I'm an employer looking for group dental plan options, what choices do I have?
Dental Plan and Dental Health Articles
Explore articles related to Individual and Family plans, coverage, and oral health needs.
Looking for more?
Add a vision plan to your Individual and Family dental plan. View vision plan options here.
i. These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber only in Washington, effective January 2026. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
ii. Individual 12-month contracted rate.
iv. Excludes back teeth tooth-colored fillings.
v. A pretreament estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
viii. No waiting period.
ix. $1500 lifetime maximum with 12-month waiting period.
xi. For Orthodontia covered procedures, a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.
xii. This Policy has a 12-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 12 continuous months. To request that the waiting period be waived, you must provide details about your previous coverage. Contact your previous or current carrier to request a credible coverage letter, which will include all necessary information to determine if your prior coverage satisfies the Waiting Period requirement. You may be asked to provide a copy of this letter to confirm your eligibility. If you were covered under a comparable full-coverage dental plan that included Major services, for at least 12 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. Dental services obtained through a discount plan do not qualify as comparable coverage and will not count toward satisfying the Waiting Period requirement.
