Individual and Family Dental Plansi

dental insurance for individuals

Click on any Dental Plan Name in the chart below to view plan details or click Get Quote to get a free customized dental plan quote based on zip code and personal preferences.

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High maximum, three periodontal maintenance cleanings, and policy lifetime deductible.

Orthodontic benefits such as braces and aligners installed by DMD or DDS.

No waiting period and coverage that increases over the first two years you renew.

100% coverage on most preventive care services and 50% on most major procedures.

Most affordable plan that covers preventive care, fillings, and non-surgical extractions.

Monthly Premium Eastern WA

$64.65ii

$58.80ii

$56.10ii

$52.35ii

$31.45ii

Monthly Premium Western WA

$74.25ii

$67.55ii

$64.50ii

$60.25ii

$36.25ii

Plan Year Maximum
Per Person

$2000

$1500

1st Yr, 2nd Yr, 3rd Yr
$1000/$1250/$1500

$1000

$1000

Shared Maximum Benefit

None

$250 per person up to $1250

None

None

None

Deductible

$100 Policy Lifetime

$50

$50

$50

None

Office Visit Copay

None

None

None

None

$15

Preventive Care
Cleanings, exams, x-rays, and fluoride

100%

100%

100%

100%

100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride

Fillings

80%

50%

1st Yr, 2nd Yr, 3rd Yr
50%/60%/70%

50%

50%iv

Crowns

50%v

50%v

50%v

50%v

Not Covered

Root Canal

50%

50%

50%

50%

Not Covered

Implants

50%

50%

50%

50%

Not Covered

Non-Surgical Extractions

50%

50%

50%

50%

50%

Surgical Extractions

50%

50%

Not Covered

Not Covered

Not Covered

Periodontal Maintenance

50%viii
Three per benefit year

50%
One every six months

1st Yr, 2nd Yr, 3rd Yr
50%/60%/70%

50%

Not Covered

Orthodontics

Not Covered

50%ix

Not Covered

Not Covered

Not Covered

Annual Contract

Yes

Yes

Yes

Yes

Yes

Waiting Period

May Apply

May Applyxi

None

May Apply

May Apply

Premium Plan

High maximum, three periodontal maintenance cleanings, and lifetime policy deductible.

Monthly Premium
Eastern WA $64.65ii
Western WA $74.25ii

View Plan Details

Plus Ortho Plan

Orthodontic benefits such as braces and aligners installed by DMD or DDS.

Monthly Premium
Eastern WA $58.80ii
Western WA $67.55ii

View Plan Details

Ascent Plan

No waiting period and coverage that increases over the first two years you renew.

Monthly Premium
Eastern WA $56.10ii
Western WA $64.50ii

View Plan Details

Enhanced Plan

100% coverage on most preventive care services and 50% on most major procedures.

Monthly Premium
Eastern WA $52.35ii
Western WA $60.25ii

View Plan Details

Basic Plan

Most affordable plan that covers preventive care, fillings, and non-surgical extractions.

Monthly Premium
Eastern WA $31.45ii
Western WA $36.25ii

View Plan Details

Why Choose Delta Dental of Washington for Your Individual and Family Dental Plan?

  • We prioritize preventitive dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
  • The nation's largest dental provider network: 8 out of 10 U.S. dentist are in our network, which means members have more providers close to their homes.
  • Effortless benefits: We make it easy to understand your benefits and offer a hassle free customer service experience.
  • Learn more about the Delta Dental Difference.
dental insurance for families
 

i. These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.

ii. Individual 12-month contracted rate.

iv. Excludes back teeth tooth-colored fillings.

v. A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.

viii. No waiting period.

ix. $1500 lifetime maximum with 12-month waiting period.

xi. For Orthodontia covered procedures, a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.