Updated
The end of the year means it’s open enrollment time. For many residents of Washington State exploring healthcare options through Medicare or the Washington Healthcare Benefits Exchange, it's a critical time to secure comprehensive coverage for their medical needs. While you’re looking into your medical coverage options, make sure you don’t overlook dental coverage.
Delta Dental of Washington offers dental plans as part of the state healthcare exchange that you can enroll in from November 1st to January 15th. We also offer off-exchange dental plans that you can enroll in at any time, which are perfect for those seeking to supplement their Medicare coverage.
As you consider your healthcare options, round out your coverage with dental plans from Delta Dental of Washington. Use this guide to explore the benefits of adding affordable dental insurance coverage to your existing healthcare plan during open enrollment and find out which plans are right for you – whether you’re looking to add to your Medicare coverage or looking to enroll during open enrollment.
Why Dental Coverage Matters:
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Oral Health is Vital: Your dental health impacts more than just your smile; it plays a significant role in your overall health. Poor oral health has been linked to various systemic diseases, including heart disease, diabetes, and even pregnancy complications.
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Preventive Care is Key: Dental problems are often preventable with routine check-ups and cleanings. Neglecting your oral health can lead to costly treatments down the road.
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Improved Quality of Life: Dental issues like tooth pain and gum disease can significantly impact your daily life. Adequate dental coverage ensures you can address these issues promptly, enhancing your quality of life.
Delta Dental of Washington: A Dental Coverage Solution for Everyone
Delta Dental of Washington is a trusted provider of dental insurance in the state, offering a wide range of affordable plans designed to fit your needs and budget. Here is how we meet the needs of the largest member network in the state:
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Largest network of dentists: Our provider network is the largest in the state so you can easily find an experienced and professional dental provider near you.
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Affordability: We designed our coverage with you in mind so we offer a variety of different plans for any type of budget and oral health situation.
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Comprehensive coverage: All our plans cover a wide array of dental services and keep preventive care at little to no cost to you. You can be confident that your dental needs will be met.
Dental Coverage for Medicare Beneficiaries:
For those on Medicare, adding dental coverage during open enrollment can be a wise decision. Original Medicare (Parts A and B) does not include routine dental care. However, you have several options to add dental coverage:
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Medicare Advantage Plans: Many Medicare Advantage plans offer dental coverage as part of their benefits package, but may be limited. During open enrollment, consider enrolling in one of Delta Dental of Washington’s recommended plans for retirees so that you have more extensive dental coverage should you need it. .
Our recommended plans for retirees on Medicare:
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Delta Dental - Optimum Plan: This plan offers the most comprehensive dental care and coverage of all our plans, including coverage for the most popular cosmetic dental procedures - professional teeth whitening or teeth bleaching services, and veneers - to ensure that your teeth feel and look the best they can!
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Delta Dental - Premium Plan: With a high $2000 annual maximum, this is the plan for you if you are looking for a plan with extensive coverage. A higher monthly premium with lower out-of-pocket expenses for dental visits. Plus, if you have gum disease, this plan offers three periodontal maintenance cleanings per benefit year!
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Delta Dental - Ascent Plan: Get covered immediately and watch the benefits grow over time! With no waiting period, coverage for this plan kicks in on the first of the next month after you enroll, and the amount of coverage increases starting 2 years in.
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Delta Dental - Enhanced Plan: Bang for your buck is the whole point. Get 100% coverage on most preventive treatments and 50% on major procedures with a lower monthly premium.
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Delta Dental - SimpleChoice Plan: This plan is designed for those who want to know their exact out-of-pocket treatment costs before heading to the dentist. With set dollar amounts, you can easily plan and track how much you are investing in your oral health.
Want to learn more about our recommended plans for retirees?
See plansDental Coverage on the Washington Health Benefits Exchange
You can also purchase stand-alone dental coverage on the Washington Health Benefits Exchange to complement your healthcare coverage, if you are eligible. These plans are designed specifically to address dental needs.
We offer two plans on the exchange: one for individuals and families, and another for children, specifically.
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Our Washington Family plan is designed for adults over the age of 19 and adults with children.
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Our Washington Kids plan is designed for parents looking to purchase coverage for their children 18 or younger.
Note that the benefits for children are the same for both the Washington Family and Washington Kids plans and include diagnostic and preventive care, restorative care such as fillings and periodontal maintenance, implants, crowns, and medically necessary orthodontics.
Learn more about plans on the Washington Healthcare Benefit Exchange
See plansAs you navigate the open enrollment period on the Washington Healthcare Exchange website, remember that comprehensive healthcare coverage goes beyond medical insurance. Dental health is a crucial component of your overall well-being, and it's essential to consider affordable dental coverage, such as that offered by Delta Dental of Washington. Whether you're shopping for medical insurance or enhancing your Medicare coverage, don't overlook the importance of a healthy smile. Explore your options today and take a step towards a healthier, happier you.
