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The Washington Health Benefit Exchange (WAHBE) is a provision of the Affordable Care Act and provides a marketplace for Washington dental and health insurance for individuals and families in Washington State. We are proud to partner with WAHBE in providing dental benefit plans for qualifying families and kids.

Delta Dental Individual and Family - Washington Family

Coverage for Children

For adults ages 19+ or adults plus children.

If you choose this plan for family coverage, you don't need to enroll your children for the Washington Kids plan.

Please refer to chart below for details or view:

Summary of Benefits for this Plan PDF (English) and Benefits Booklet PDF (English)

Summary of Benefits for this Plan PDF (Spanish)

Delta Dental Individual - Washington Kids

Coverage for Children

Choose this plan if you're only covering children ages 0 to 18 and no adults.

Please refer to chart below for details or view:

Summary of Benefits for this Plan PDF (English) and Benefits Booklet PDF (English)

Summary of Benefits for this Plan PDF (Spanish)

 

Delta Dental Individual and Family - Washington Family

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Delta Dental Individual - Washington Kids

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  Adult Coverage Children's Coverage Children's Coverage
Description
For adults 19+ years old
For children 0-18 years old
For children 0-18 years old
Plan Year Maximum
per person
$1000 None None
Out-Of-Pocket Annual Maximum None $450 for 1 child
$900 for 2+ children
$450 for 1 child
$900 for 2+ children
Deductible
benefit frequency every 12-months
$50 $85 $85
Preventive Care
Cleanings, exams, x-rays, and fluoride
100% 100% 100%
Fillings 50% 70% 70%
Crowns Not Covered 50% 50%
Root Canals Not Covered 70% 70%
Non-Surgical Extractions Not Covered 70% 70%
Scaling and Root Planing Not Covered 70% 70%
Orthodontics Not Covered 50%
Medically Necessary Only
50%
Medically Necessary Only

These are benefit highlights only and not a contract. Benefits shown represent percentages paid by the dental plan, after deductible (if applicable). For full details of plans, benefits, and pricing, please visit WAHealthPlanFinder.org.

Frequently Asked Questions

What is the Washington Health Benefit Exchange?
The Washington Health Benefit Exchange (WAHBE) provides a marketplace for Affordable Care Act health and dental insurance coverage for individuals and families in Washington State.
What is the difference between the two qualified Delta Dental of Washington Plans: Delta Dental Individual and Family – Washington Family Plan and the Delta Dental Individual – Washington Kids Plan?
The Delta Dental Individual and Family – Washington Family Plan is for adults ages 19+ or adults plus children. If you choose this plan for family coverage, you don't need to enroll your children for the Washington Kids plan.

The Delta Dental Individual – Washington Kids Plan is for children ages 0-18. It does not cover adults and you are not required to have an adult plan to purchase a plan for your child(ren).
How do I know if I am eligible for a Washington Health Benefit Exchange Plan? How do I enroll?
Eligibility is available to anyone under age 65 during open enrollment (not Medicare eligible). Financial subsidies are based on household income and household size. Visit the Washington Health Plan Finder website and click “Apply Now”. You will then be presented with a series of steps that you must complete to see what plans you are eligible to apply for and enroll in.
When can I enroll?
You may enroll during open enrollment (November 1 to January 15), or at other special enrollment times based on qualified events allowed by the Exchange. Please see the Washington Health Benefit Exchange website for more information.
Where can I use my Delta Dental of Washington Health Benefit Exchange Plan benefits?
You may use your plan benefits at any participating dentist in Washington state that uses the Delta Dental PPO Plus Premier® network. The Delta Dental PPO Plus Premier® network is the largest provider network and provides the most access to and care for all individual and group plans. To find a participating dentist near you, check out our Find a Dentist online tool. DDWA operates in every county in Washington.
Where do I go to check my claims, billings, Explanation of Benefits (EOBs), and other information about my plan or account?
Create and log into your Delta Dental Covers Me online account to view your account information and benefits.
Who administers Delta Dental of Washington Health Benefit Exchange Plans?
Delta Dental of Washington Health Benefit Exchange Plans are administered by Wyssta Services, Inc., a health care benefit manager acting on behalf of Delta Dental of Washington. As our Health Care Benefit Manager, Wyssta Services, Inc. performs certain tasks on Delta Dental of Washington’s behalf, such as enrollment, claims processing, and customer service. For more information regarding the role of a health care benefit manager, please visit our website at www.deltadentalwa.com/tools-and-resources/health-care-benefit-manager.
Who do I contact if I have a question about my Washington Health Benefit Exchange Plan or benefits?
For questions about plans, please contact Wyssta Services, Inc. at 855-657-7873, M-F 8AM to 5PM.

For questions about claims or service, please call 888-899-3734, M-F 8AM to 5PM.
What are my dental plan options if I am not eligible (or no longer eligible) for a Washington Health Benefit Exchange Qualified Dental Plan?
If you are not eligible for a Washington Health Benefit Exchange Plan, you may purchase a Delta Dental of Washington Individual and Family Dental Plan. Individual plans are designed for anybody who does not have dental coverage through their current employer or would like additional dental coverage for themselves or for their family. Both individuals and families are eligible for all of our plan offerings.