Delta Dental- Optimum Plan

The Optimum Plan is the plan designed for those who expect the best.

Optimum offers the most comprehensive dental care and coverage of all our plans - including most popular cosmetic dental procedures! You value exclusive experiences and timeless elegance, so we designed the Optimum Plan with you in mind by including cost-sharing benefits for professional teeth whitening, teeth bleaching services, and veneers to ensure that your teeth feel and look the best they can.

The Optimum Plan also offers 60% coverage on restorative dental care for procedures such as crowns, root canals, and dental implants, saving you money on major care. Furthermore, with a $100 policy lifetime deductible, you will never have to pay the deductible again once each covered person pays $100 out-of-pocket for treatment (as long as you keep your policy).

If you're ready to take your smile to the next level, the Optimum Plan is for you!

Denise (56), Bainbridge - Financially independent, early retiree

 

Retired early and living in her dream home, Denise wants to use her extra time to explore cosmetic dentistry options that will keep her mouth looking as young as she feels.

I had a great career that allowed me to save enough to have a social, busy, and rewarding life in retirement. I want to look as young as I feel and the one thing I'd like to do is treat myself to professional teeth whitening by a dentist. I'll still go in for regular cleanings and all that, but I'd like to explore whitening or veneers to make my smile as bright as my wardrobe (if my dentists and I decide cosmetic dentistry is right for me).

Logan (34), Bellevue - Freelance app developer who wants the freedom of the most comprehensive oral healthcare plans

 

A successful but busy app developer, Logan values a plan that covers everything from routine preventive care to cosmetic dental procedures** like teeth whitening and bleaching.

I've built a great business for myself in the tech industry developing apps and now I'd like to look into getting some cosmetic dental procedures done. I'm single, after all, with a good job so why hold myself back with a dull smile? I don't want to deal with surprise bills and unnecessary hold-ups. Just give me a comprehensive dental plan with coverage that goes beyond routine preventive care to include other dental issues that may come up plus the professional teeth bleaching services that'll take my smile to the next level.

*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.

** Family Plus Plan to be renamed Plus Ortho Plan, effective January 2024.
ⁱ For Orthodontia covered procedures a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.

ⁱⁱ These are benefit highlights only. Monthly premiums shown are examples only of our lowest monthly rates for subscriber-only or family, (subscriber, spouse, plus two children) in Washington, effective January 2024. Actual rates vary based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage for 12-continuous months prior to enrolling. For full details of plan, benefits and pricing, please visit DeltaDentalCoversMe.com.

ⁱⁱⁱ  A predetermination is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years