The dental coverage for a root canal procedure will depend on the details of your particular plan. Typically, many dental plans will cover 50-80% of the cost of a root canal. Your coverage and out-of-pocket costs will depend on a multitude of factors such as the specific tooth in question, whether your dentist or endodontist is in-network, and your annual maximum.
For plan specific information about your coverage and estimated out-of-pocket cost, consult your benefit booklet or policy, log into Delta Dental Covers Me (DDCM) for individual and family plans or log into your MySmile account if you have group coverage under your employer.
Crowns are a separate procedure from root canals and are therefore not included in the cost and are billed separately. Please see your benefit booklet for more information.
For example, here are root canal cost estimates in a Seattle area code according to our cost estimator tool
To maximize savings from your dental plan, its best to seek out a provider that is in-network for all dental care and dental procedures such as root canal treatment.
Try out our Find A Dentist Tool to locate a dentist or specialist in Washington. The tool allows you to filter on a number of criteria such as proximity to your area, gender, and even languages spoken.
Annual maximum
The maximum amount your dental plan will pay per person toward your care in a 12-month benefit period
Copay
A preset amount you are required to pay before receiving a service or treatment covered by your dental insurance provider
Waiting Period
A waiting period is the length of time before your full dental benefits are payable by Delta Dental of Washington. During this time, your dental plan may not pay for certain dental services or procedures.
Consider shopping for one of our No Wait Dental Plans
Preventive care is critical in avoiding additional dental work down the line. But does dental insurance cover a root canal? Double check the details of your specific dental insurance coverage, so that if the need for a root canal (also called endodontic treatment) does arise, your dental plan can reduce the cost burden on you and your family.