No Waiting Period Dental Plan
You already know the importance of taking care of your teeth, including regular checkups, cleanings and preventive services. But what about the problems that you can’t see? Issues like cavities below the gumline, infections at the root, and impacted teeth. Oral health problems can arise at any time and waiting for treatment may not be an option.
Get dental care as soon as the first day of next month with our budget-friendly, "no-wait plan", Delta Dental - Ascent Plan.
A waiting period is the time before all of your dental benefits are payable by Delta Dental of Washington. Some dental procedures are covered under your plan, but only payable for treatment you receive after the waiting period has elapsed. Many dental insurance plans have a waiting period ranging from a month to a full year. With the Delta Dental - Ascent Plan there is no waiting period for any covered procedures.
Keep in mind that our plans waive waiting periods if you can show you did not have a lapse in coverage - such as coming off employer provided dental insurance (or other prior coverage) and purchasing an Individual & Family Plan.
Great for individuals looking for a well-rounded dental plan.
100% coverage on most preventive care and cost-sharing on major procedures up to the annual maximum of $1,000 in the first year.
Your annual maximum increases for the first two years that you renew, lowering your out-of-pocket costs and offering a more holistic option to protect your smile for years to come.
Monthly premiums are priced by location. See our "View All Plans" page for up to date pricing.
Our Delta Dental - Ascent Plan offers coverage right away with no waiting period and coverage for 100% of most preventive care.
Delta Dental – Ascent Plan
50% coverage on crowns root canals, non-surgical extractions, and implants. Ascending benefits for Fillings and Basic Periodontal cleanings the first two renewals:
- Year 1: 50%
- Year 2: 60%
- Year 3+: 70%
And the annual maximum increases, too:
- Year 1: $1,000
- Year 2: $1,250
- Year 3+: $1,500
Dental insurance coverage may vary by plan and between different dental insurance companies. There are a number of factors you will likely want to consider in a dental insurance plan such as coverage for all basic services like cleanings and checkups, as well as coverage for major dental work.
A dental preferred provider organization (PPO) is a network of contracted dentists who have agreed to provide services to our members and accept an agreed fee for those services. Use our Find A Dentist tool to search for a dentist that fits your needs or see if your current dentist is in-network.
- The Delta Dental Ascent Plan is a Delta Dental PPO plus Premier Plan. A member on this plan can choose to see any dentist but may have higher out of pocket costs when going out of network.
Focusing your search on dental insurance with no waiting period means you'll have quick access to coverage on major dental care as well as basic dental services.
| Ascent Plan | |
| Monthly Premium Individual Starting Rate |
Eastern WA / Western WA $56.10 / $64.50iii |
| Plan Year Maximum per person |
1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
| Shared Maximum Benefit | None |
| Deductible | $50 |
| Office Visit Copay | None |
| Preventive Care Cleanings, exams, x-rays, and fluoride |
100% |
| Fillings | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
| Crowns | 50%i |
| Root Canal | 50% |
| Non-Surgical Extractions | 50% |
| Periodontal Maintenance | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
| Orthodontics | Not Covered |
| Annual Contract | Yes |
| Waiting Periods | None |
i A predetermination is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
ii Frequency and percent coverage limits per service apply as outlined in the Plan Features per benefit year table.
iii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
