Dental Plans for Retirees
Protect your smile for years to come with coverage designed just for you.
Whether you’re planning for retirement or researching your Medicare options, you’re probably wondering, “Do I need dental coverage?”
What you might not know is that oral health conditions like gum disease are linked to issues like diabetes, heart disease, and Alzheimer’s. This means that maintaining a healthy smile is part of a happy and healthy life.
But Medicare plans do not cover most dental services, so the cost of dental treatments necessary to keep your smile healthy – is paid totally out-of-pocket.
So, shop our plans below. And whether you’re ready to set sail into your golden years or looking for that little something extra, you can do so knowing your smile is in good hands.
Best seller
Premium Plan
Highest annual coverage and three cleanings per year. Preventive care covered at 100%.
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Plan year maximum$2,000
Deductible$100
Policy lifetime
Preventive Care100%
Cleanings, exam, x-rays and fluoride
Fillings80%
Crowns50%
Root canal50%
Non-Surgical Extractions50%
Gum disease deep cleaning50%
Waiting PeriodsMay apply
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Clear Plan
No waiting period and fixed out-of-pocket costs for everything from preventive care to root canals and surgical extractions.
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Plan year maximumNone
DeductibleNone
Preventive Care$65
Copay
Fillings$115
Copay
Crowns$740
Copay
Root canal$535
Copay
Non-Surgical Extractions$115
Copay
Gum disease deep cleaning$125
Copay
Waiting PeriodsNone
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Enhanced Plan
100% coverage for preventive care. Most major procedures are covered at 50% after waiting period.
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Plan year maximum$1,000
Deductible$50
Preventive Care100%
Cleanings, exam, x-rays and fluoride
Fillings50%
Crowns50%
Root canal50%
Non-Surgical Extractions50%
Gum disease deep cleaning50%
Waiting PeriodsMay apply
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New
Ascent Plan
No waiting period and 100% coverage for preventive care like cleanings and exams. Your loyalty is rewarded with an annual maximum that increases the first two years that you renew.
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Plan year maximum
$1,000/$1,250/$1,500
Deductible$50
Preventive Care100%
Cleanings, exam, x-rays and fluoride
Fillings50%/60%/70%
Crowns50%
Root canal50%
Non-Surgical Extractions50%
Gum disease deep cleaning50%/60%/70%
Waiting PeriodsNone
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* These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2021. Actual rates may vary (higher or lower) based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage prior to enrolling. For full details of plans, benefits and pricing, please visit DeltaDentalCoversMe.com.
