The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy
and your essential oral health is covered.
Basic Plan Dental Benefit & Procedure Highlights
100% coverage on cleanings and exams
$1000 plan year maximum (the maximum amount Delta Dental of Washington will pay per person, per benefit period)
50% coverage on fillingsi, full mouth and panoramic x-rays, and fluoride
Learn how our Basic Plan fits varying needs for affordable dental coverage by clicking on each profile below*:
Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.
Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need a low-cost dental benefits plan that covers my basic dental needs. I have healthy teeth and, so I don’t need anything major- just some dental cleanings and maybe a few x-rays here and
there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t budget for them. The Basic Plan covers everything I need!
Andrew works as an inspector for an independent family-owned business in Everett that doesn’t offer dental benefits.
Even though my teeth are in good shape, I’ve recently noticed increased sensitivity in my teeth, especially when drinking cold beverages. My dentist explained that fluoride treatment could help strengthen my enamel, protect against cavities, and lower my long-term risk of costly dental
problems. Under the Basic Plan, I have access to affordable fluoride treatments (as well as preventive dental care and cleanings) to maintain my dental health and prevent bigger expenses down the road.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Plan Features per benefit yearii
Monthly Premium Western/Eastern WA
Plan Year Maximum per person
Shared Maximum Benefit
Individual Starting Rateiii $39.00 / $33.85
$1000 per person
None
Deductible
Office Visit Copay
Preventive Care Cleanings, exams, x-rays, and fluoride
None
$15
100% cleanings and exams 50% full mouth and panoramic x-rays and fluoride
Preventive Care Cleanings, exams, x-rays, and fluoride
100% cleanings and exams 50% full mouth and panoramic x-rays and fluoride
$85 Copay
100%
Fillings
50%i
$125 Copay
50%
Crowns
Not Covered
$800 Copayv 1 crown per person per 12-month policy period
50%vi
Root Canal
Not Covered
$600 Copay 2 teeth in 12 months after purchase or renewal, once per tooth every two years after
50%
Implants
Not Covered
$2750 Copayv 1 implant per person per 12-month policy period
50%
Non-Surgical Extractions
50%
$125 Copay
50%
Surgical Extractions
Not Covered
$240 Copay
Not Covered
Periodontal Maintenance
Not Covered
Included in Preventive Care Visit
50%
Orthodontics
Not Covered
Not Covered
Not Covered
Cosmetic
Not Covered
Not Covered
Not Covered
Annual Contract
Yes
Yes
Yes
Waiting Periods
May Applyvii
May Applyvii
May Applyvii
Coverage percentages displayed in the tables above represent the percentage of the allowed amount that is covered by Delta Dental of Washington.
Optimum and SimpleChoice plans are available for purchase as early as November 1, 2026 for January 1, 2027 plan effective date or later. Premium, Plus Ortho, Ascent, Enhanced, and Basic plans are available for purchase at any time, but rates may differ if you purchase a plan with a 2026 effective date versus a 2027 plan effective date.
How much is a dental filling with dental coverage?
With the Basic Plan, most fillingsi are covered at 50%. There is no deductible, and waiting periods may applyvii. What you pay will depend on your dentist, where you live, and if your dentist is in your plan’s network.
Check out our Ascent Plan which has increasing coverage on fillings over the first two years you renew.
What is fluoride treatment?
Fluoride treatment is a preventive dental service where a concentrated form of fluoride—a natural mineral that strengthens tooth enamel—is applied directly to the teeth. It helps make teeth more resistant to decay and can even reverse early signs of cavities.
Curious if fluoride is safe for children? Read our article here.
How much does fluoride treatment cost with or without dental coverage?
In Washington State, the cost of an in-office fluoride treatment is typically $20 to $50, though prices vary by dental office and location. The Basic Plan covers 50% of fluoride treatments, once every 12 months. To get an approximate range of costs for procedures in your area, try out our
online Cost Estimator tool.
What is a dental x-ray?
Dentists use x-rays to check the health of your bones, teeth, and any fillings, crowns, or implants you may have, but not all dental x-rays are the same. Learn about the different type of x-rays and why you may need them
here.
How much does an x-ray cost with or without dental coverage?
The cost of bitewing x-rays in Washington state varies, but you can expect to pay $10–$25 for a single bitewing or $20–$100 for a full set of four when paying without dental coverage . A panoramic dental x-ray in Washington state typically costs between $100 and $250 without coverage but
is also dependent on dental office and location.
The Basic Plan covers 100% of bitewing x-rays every 12 months and 50% of comprehensive series of x-rays x-rays series or panoramic x-rays once every five years. To get an approximate range of costs for procedures in your area, try out our online Cost Estimator tool. If you foresee
extensive dental work and are looking for 100% coverage on both bitewing and panoramic x-rays, we recommend checking out our Enhanced Plan.
I'm an employer looking for group dental plan options, what choices do I have?
Delta Dental of Washington has a variety of dental and vision benefit options for your business.
ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber only in Washington, effective January 2027. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
iii Individual 12-month contracted rate.
iv Individual 12-month contracted rate for ages 26-50. Actual rate may be higher or lower depending on age.
v A pretreament estimate is suggested. Clinical requirements must be met; 1 crown and 1 implant per person per 12-month policy period.
vi A pretreament estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years for persons ages 12 years and older.
vii This Policy has a 12-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 12 continuous months. If you were covered under a comparable full-coverage dental plan that included Major services, for at least 12 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. To request that the waiting period be waived, you must provide details about your previous coverage.
