Individual and Family Dental Plansi
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| Plan features | Optimum Plan |
Premium Plan |
Plus Ortho Plan |
Ascent Plan |
Enhanced Plan |
Simple |
Basic Plan |
|---|---|---|---|---|---|---|---|
| Description | NEW for 2027. Cosmetic benefits and highest cost-sharing for restorative and major services |
High maximum and three periodontal maintenance cleanings per benefit year |
Orthodontic benefits such as braces and aligners installed by DMD or DDS |
No waiting period and coverage that increases over the first two years you renew |
100% coverage on most preventive care services and 50% on most major procedures |
NEW for 2027. Fixed out-of-pocket costs and no plan year maximum |
Most affordable plan that covers preventive care, fillings, and non-surgical extractions |
| Shop plans | |||||||
|
$97.30ii |
$74.40ii |
$73.60ii |
$63.60ii |
$55.40ii |
$38.50iii |
$33.85ii |
|
$111.70ii |
$85.50ii |
$84.55ii |
$73.15ii |
$63.75ii |
$50.90iii |
$39.00ii |
|
1st Yr, 2nd Yr, 3rd Yr |
$2000 |
$1500 |
1st Yr, 2nd Yr, 3rd Yr |
$1000 |
None |
$1,000 |
None |
None |
$250 per person up to $1250 |
None |
None |
None |
None |
|
$100 |
$100 |
$50 |
$50 |
$50 |
None |
None |
|
None |
None |
None |
None |
None |
None |
$15 |
|
|
100% |
100% |
100% |
100% |
100% |
$85 Copay |
100% cleanings and exams |
80% |
80% |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
$125 Copay |
50%iv |
|
60%v |
50%v |
50%v |
50%v |
50%v |
Not Covered |
||
60% |
50% |
50% |
50% |
50% |
Not Covered |
||
60% |
50% |
50% |
50% |
50% |
Not Covered |
||
60% |
50% |
50% |
50% |
50% |
$125 Copay |
50% |
|
60% |
50% |
50% |
Not Covered |
Not Covered |
$240 Copay |
Not Covered |
|
60%viii |
50%viii |
50% |
1st Yr, 2nd Yr, 3rd Yr |
50% |
Included in Preventive Care Visit |
Not Covered |
|
Not Covered |
Not Covered |
50%ix |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
50% teeth whitening or bleaching |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
Not Covered |
|
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
May Applyx |
May Applyx |
None |
May Applyx |
May Applyx |
May Applyxii |
Optimum Plan |
Premium Plan |
Plus Ortho Plan |
Ascent Plan |
Enhanced Plan |
SimpleChoice Plan |
Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Washington.
Looking for more?
Add a vision plan to your Individual and Family dental plan. View vision plan options here.
Why Choose Delta Dental of Washington for Your Individual and Family Dental Plan?
- We prioritize preventive dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
- The nation's largest dental provider network: 9 out of 10 dentists in Washington are in our network, which means members have more providers close to their homes.
- Effortless benefits: We make it easy to understand your benefits and offer a hassle free customer service experience.
- Learn more about the Delta Dental of Washington Difference.
FOR EMPLOYERS
Looking for dental or vision coverage for your business?
Affordable benefits for groups with 2 or more employees available.
Frequently Asked Questions
What are Individual and Family plans and who are they for?
How much can I save by enrolling in a dental benefits plan?
What providers can I see?
When can my plan start?
Are my dental benefits covered through Medicare?
I recently moved to Washington state and had Delta Dental in another state. Do the benefits transfer over when I move to Washington?
Who administers Individual and Family plans?
How can I learn more about enrolling in a new Individual and Family plan?
I'm an employer looking for group dental plan options, what choices do I have?
Dental Plan and Dental Health Articles
Explore articles related to Individual and Family plans, coverage, and oral health needs.
i. These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber only in Washington, effective January 2027. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
ii. Individual 12-month contracted rate.
iii. Individual 12-month contracted rate for ages 26-50. Actual rate may be higher or lower depending on age.
iv. Excludes back teeth tooth-colored fillings.
v. A pretreament estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years for persons ages 12 years and older. Crowns covered at 60% per tooth every seven years for persons ages 12 years and older under the Delta Dental - Optimum Plan.
vi. A pretreament estimate is suggested. Clinical requirements must be met; 1 crown and 1 implant per person per 12-month policy period.
vii. 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.
viii. No waiting period.
ix. $1500 lifetime maximum with 12-month waiting period.
x. This Policy has a 12-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 12 continuous months. If you were covered under a comparable full-coverage dental plan that included Major services, for at least 12 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. To request that the waiting period be waived, you must provide details about your previous coverage.
xi. For Orthodontia covered procedures, a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.
xii. This Policy has a 6-month Waiting Period that applies to certain covered procedures. This means that DDWA will not pay for any of these procedures until you have been enrolled in this Policy for 6 continuous months. If you were covered under a comparable coverage dental plan for at least 6 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. To request that the waiting period be waived, you must provide details about your previous coverage.
