Delta Dental - Clear Plan

Our No Guessing, No Wait Plan

clear plan

Our Clear Plan is designed for those who want to know their exact out-of-pocket treatment costs and are looking to start their dental coverage the month after they enroll. With set dollar amounts, you can easily plan and track how much you are investing into your oral health.

Which plan is right for you? Click on each person below to find out why they chose the Clear Plan*


Lina wants to make sure she sets the best possible example for her 4-year-old daughter starting with taking care of her teeth.

I’ve got enough to worry about between having my first kid, my job, and my aging parents. I want to take care of my teeth but, frankly, I just need a plan that lets me know what my costs are going to be. For me, all I care about is knowing what’s covered and how much I am going to have to pay. I know that taking care of our teeth now helps me avoid costly problems later. Especially with a toddler, I want to make sure we’re covered. This plan is perfect for helping me understand how much a procedure is going to cost me.


As a retired vet turned construction project manager and entrepreneur, Shawn wants healthy teeth but also wants to save for his first house.

Since I’ve retired, I’ve been able to pay off my debts and even have a few side hustles going that are getting me closer to buying my own house. The last thing on my list? Getting my teeth checked out! For me Tricare off base just doesn’t cut it. I want a plan that is simple, affordable, easy to understand, and even easier to use. I didn't want the base plan, but I didn’t need anything too fancy either. I like the flexibility that I don’t have to worry about what job I have to make sure I’ve got coverage.

*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.

Plan Highlights

  • No deductible
  • No waiting period – benefits start the month after you enroll instead of the year after
  • Fixed out-of-pocket expenses

Plan Features per benefit yeari
Monthly Premium
Eastern/Western WA
Plan Year Maximum
Shared Maximum Benefit
Individual Starting Ratei
for individuals ages 26-50
$35.50 / $46.95
Actual rate may be higher or lower depending on age
None None
Office Visit Copay
Preventive Care
Cleanings, exams, x-rays and fluoride
None None $65 Copay
Fillingsi Crownsii Root Canal
$115 Copay $740 Copay
1 crown per person per 12-month policy period
$535 Copay
2 teeth in 12 months after purchase or renewal, once per tooth every two years after
Non-Surgical Extractions Periodontal Maintenance Orthodontics
$115 Copay Included in Preventive Care Visit Not Covered
Annual Contract Waiting Periods  
Yes None  
Compare to Similar Plans
  This Plan    
  Clear Plan Enhanced Plan Ascent Plan
Monthly Premium
Individual Starting Rate
Eastern WA / Western WA
$35.50 / $46.95i
Starting rate for Individuals ages 26-50
Actual rate may be higher or lower depending on age
Eastern WA / Western WA
$50.85 / $58.50i
Eastern WA / Western WA
$54.45 / $62.60i
Plan Year Maximum
per person
None $1000 1st Year, 2nd Year, 3rd Year
Shared Maximum Benefit None None None
Deductible None $50 $50
Office Visit Copay None None None
Preventive Care
Cleanings, exams, x-ays, and fluoride
100% 100%
Fillings $115
Excludes back teeth toothcolored fillings
1st Year, 2nd Year, 3rd Year
Crowns $740ii
1 crown per person per 12-month policy period
50%iii 50%iii
Root Canal $535
2 teeth in 12 months after purchase or renewal, once per tooth every two years after
50% 50%
Non-Surgical Extractions $115
50% 50%
Periodontal Maintenance Included in Preventive Care Visit 50% 1st Year, 2nd Year, 3rd Year
Orthodontics Not Covered Not Covered Not Covered
Annual Contract Yes Yes Yes
Waiting Periods None May Apply None

These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2024. Actual rates may vary (higher or lower) based on plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit

ii A predetermination is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period.

iii Clinical requirements must be met, crowns covered at 50% per tooth every seven years.