I&F Products for 2024
When dental or vision coverage for your clients is not offered through the workplace we offer dental plans both off and on exchange, to best meet the needs of your clients.
Delta Dental Covers Me (DDCM) off-exchange plans
Our broadest portfolio of plans available year-round, with choices from basic to comprehensive coverage.
Plans and Rates Effective January 1, 2024
| Plan Name | Top Plan Features | Per Person Rates *Eastern/Western |
|---|---|---|
| Premium | 100% coverage for cleanings, exams, x-rays, and flouride and a high annual maximum. Plus, cost sharing on most major restorative procedures. | $62.75/$72.10 |
| Ascent | No waiting period and 100% coverage for preventive care services like cleanings and exams. And your loyalty is rewarded with increasing annual maximum the first two years that you renew. | $54.45/$62.60 |
| Enhanced | 100% coverage for cleanings, exams, x-rays, and flouride. Most major procedures are covered at 50%. | $50.85/$58.50 |
| Clear | No deductible, no waiting period, and fixed out-of-pocket expenses for everything from preventive care and fillings to root canals and surgical extractions. | $40.70/$51.10 Rates shown are for age 51+ |
| Basic | Our lowest monthly premium and 100% coverage for cleanings, checkups, and other preventive procedures. | $30.55/$35.20 |
| Plus Ortho | Not just for families, our Delta Dental - Family Plus Plan is built for individuals seeking orthodontic care for themselves or for their household. | $57.10/$65.60 |
*These are monthly subscriber premiums. Actual rates vary based on plan choice, client age, location, number of people insured, their age, and relationship to subscriber.
This is only a partial description of benefits; for full plan benefits and pricing, please visit https://www.deltadentalwa.com/our-plans.
Delta Dental of Washington on-exchange plans
Delta Dental offers two ACA-qualified dental plans on the Washington Health Benefit Exchange (HBE). Clients may enroll during the annual open enrollment period (Nov 1, 2023 – Jan 15, 2024) or outside open enrollment, based on qualified life events.
- The WA Kids plan features comprehensive benefits for children under age 19.
- Children have no annual dollar benefit limit. There are out- of-pocket maximums of $350 per child/$700 for 2+ children.
- ACA guidelines require that any child or young adult under the age of 19 and covered by Medical must enroll in a qualified dental plan.
- The WA Family plan for adults (age 19+) features Diagnostic, Preventive and some Restorative services.
- The annual maximum the plan pays per adult is $1,000.
- No wait periods for any covered treatments.
- Excellent Access to care with over 4,500 providers statewide.
| Plan Name | Age | Top Plan Features | Rates (statewide) |
|---|---|---|---|
| WA Kids | Under age 19 | Cleanings, x-rays, Root Canals, Oral Surgery, Fillings and more | 1 child $49.42 2 children $98.84 3 children $148.26 |
| WA Family | All Ages | Adult: Diagnostic & Preventive Palliative Treatment (for pain) Fillings Periodontics (Root Planning and Scaling) Accidental Injury Benefits Children: same as WA Kids |
Per Person Adult: $36.52 Child: $50.90 |
This is only a partial description of benefits; for full plan benefits and pricing, please visit https://www.deltadentalwa.com/our-plans/wahbe.
If you have questions regarding our on-exchange dental plans, please call us at 1-888-899-3734.
