Delta Dental - Basic Plan

Our Most Affordable Dental Plan

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basic plan

The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy and your essential oral health is covered.

Learn how our Basic Plan fits varying needs for affordable dental coverage by clicking on each profile below*:



megan 

Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.

Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need a low-cost dental benefits plan that covers my basic dental needs. I have healthy teeth and so I don’t need anything major- just some dental cleanings and maybe a few x-rays here and there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t budget for them. The Basic Plan covers everything I need!



andrew 

Andrew works as an inspector for an independent family-owned business in Everett that doesn’t offer dental benefits.

Even though my teeth are in good shape, I’ve recently noticed increased sensitivity in my teeth, especially when drinking cold beverages. My dentist explained that fluoride treatment could help strengthen my enamel, protect against cavities, and lower my long-term risk of costly dental problems. Under the Basic Plan, I have access to affordable fluoride treatments (as well as preventive dental care and cleanings) to maintain my dental health and prevent bigger expenses down the road.

*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.

Plan Features per benefit yeariv

Monthly Premium
Eastern/Western WA 		Plan Year Maximum
  		Shared Maximum Benefit
 
Individual Starting Rate
$31.45 / $36.25 		$1000 per person None
Deductible
  		Office Visit Copay
  		Preventive Care
Cleanings, exams, x-rays and fluoride
None $15 100% cleanings and exams
50% panoramic/full mouth x-rays and fluoride
Fillingsi Crowns Root Canal
Surgical & Non-Surgical
50% Not Covered Not Covered
Non-Surgical Extractions Periodontal Maintenance Orthodontics
50% Not Covered Not Covered
Annual Contract Waiting Periods  
Yes May Apply  
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Compare to Similar Plans

This Plan
Basic Plan Enhanced Plan Ascent Plan
Description Most affordable plan that covers preventive care, fillings, and non-surgical extractions. 100% coverage on most preventive care services and 50% on most major procedures. No waiting period and coverage that increases over the first two years you renew.
Monthly Premium
Eastern WA 		$31.45 ii $52.35 ii $56.10 ii
Monthly Premium
Western WA 		$36.25 ii $60.25 ii $64.50 ii
Plan Year Maximum
per person 		$1000 $1000 1st Year, 2nd Year, 3rd Year
$1000/$1250/$1500
Shared Maximum Benefit None None None
Deductible None $50 $50
Office Visit Copay $15 None None
Preventive Care
Cleanings, exams, x-rays, and fluoride 		100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride 		100% 100%
Fillings 50% i 50% 1st Year, 2nd Year, 3rd Year
50%/60%/70%
Crowns Not Covered 50% iv 50% iv
Root Canal Not Covered 50% 50%
Implants Not Covered 50% 50%
Non-Surgical Extractions 50% 50% 50%
Surgical Extractions Not Covered Not Covered Not Covered
Periodontal Maintenance Not Covered 50% 1st Year, 2nd Year, 3rd Year
50%/60%/70%
Orthodontics Not Covered Not Covered Not Covered
Annual Contract Yes Yes Yes
Waiting Periods May Apply May Apply None

Coverage Percentages displayed in the tables above represent the percentage of the allowed amount that is covered by Delta Dental of Washington.

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Frequently Asked Questions

How much is a dental filling with dental coverage?
With the Basic Plan, most fillingsi are covered at 50% once you’ve met your deductible and a 6-month waiting period. What you pay will depend on your dentist, where you live, and if your dentist is in your plan’s network.

Need higher dental filling coverage? Check out our Ascent Plan which has increasing coverage on fillings over the first two years you renew.
What is fluoride treatment?
Fluoride treatment is a preventive dental service where a concentrated form of fluoride—a natural mineral that strengthens tooth enamel—is applied directly to the teeth. It helps make teeth more resistant to decay and can even reverse early signs of cavities.

Curious if fluoride is safe for children? Read our article here.
How much does fluoride treatment cost with or without dental coverage?
In Washington State, the cost of an in-office fluoride treatment is typically $20 to $50, though prices vary by dental office and location. The Basic Plan covers 50% of fluoride treatments, once every 12 months. To get an approximate range of costs for procedures in your area, try out our online Cost Estimator tool.
What is a dental x-ray?
Dentists use x-rays to check the health of your bones, teeth, and any fillings, crowns, or implants you may have, but not all dental x-rays are the same. Learn about the different type of x-rays and why you may need them here.
How much does an x-ray cost with or without dental coverage?
The cost of bitewing x-rays in Washington state varies, but you can expect to pay $10–$25 for a single bitewing or $20–$100 for a full set of four when paying without dental coverage. A panoramic dental x-ray in Washington state typically costs between $100 and $250 without coverage but is also dependent on dental office and location.

The Basic Plan covers 100% of bitewing x-rays every 12 months and 50% of comprehensive series of x-rays or panoramic x-rays once every five years. To get an approximate range of costs for procedures in your area, try out our online Cost Estimator tool. If you foresee extensive dental work and are looking for 100% coverage on both bitewing and panoramic x-rays, we recommend checking out our Enhanced Plan.

Don't see your question listed above? Check out the Individual and Family Plan FAQ page.

i Tooth-colored fillings on back teeth not included.

ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com

iv A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.