Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.
Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need something that covers my needs without being too expensive. I have healthy teeth, so I don’t need anything major, just some cleanings and maybe a few x-rays here and there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t plan for them. I don’t expect to match my parents’ plan, but I want something that at least covers the basics.
Delta Dental - Basic Plan
Our Most Affordable Dental Plan
The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy and your essential oral health is covered.
Andrew works hard as an HVAC inspector but doesn’t have benefits through his employer, a tiny family-owned business.
I get my teeth cleaned twice a year and that’s all I really need right now. The dentist says I don’t have any issues to worry about so long as I keep up my good brushing and flossing routines. But without insurance, even those basic cleanings plus x-rays really can add up. I’m trying to save for a new car, pay off my loans, and look after my nephew. I’ve got good teeth and I want to keep it that way. For me, a little bit of extra help goes a long way.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Monthly Premium Eastern/Western WA |
Plan Year Maximum |
Shared Maximum Benefit |
---|---|---|
Individual Starting Rate $31.45 / $36.25 |
$1000 per person | None |
Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays and fluoride |
None | $15 | 100% cleanings and exams 50% panoramic/full mouth x-rays and fluoride |
Fillingsi | Crowns | Root Canal Surgical & Non-Surgical |
50% | Not Covered | Not Covered |
Non-Surgical Extractions | Periodontal Maintenance | Orthodontics |
50% | Not Covered | Not Covered |
Annual Contract | Waiting Periods | |
Yes | May Apply |
This Plan | |||
---|---|---|---|
Basic Plan | Enhanced Plan | Ascent | |
Description | Most affordable plan that covers preventive care, fillings, and non-surgical extractions. | 100% coverage on most preventive care services and 50% on most major procedures. | No waiting period and coverage that increases over the first two years you renew. |
Monthly Premium
Eastern WA |
$31.45 ii | $52.35 ii | $56.10 ii |
Monthly Premium
Western WA |
$36.25 ii | $60.25 ii | $64.50 ii |
Plan Year Maximum
per person |
$1000 | $1000 | 1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
Shared Maximum Benefit | None | None | None |
Deductible | None | $50 | $50 |
Office Visit Copay | $15 | None | None |
Preventive Care
Cleanings, exams, x-rays, and fluoride |
100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride |
100% | 100% |
Fillings | 50% i | 50% |
1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Crowns | Not Covered | 50% iv | 50% iv |
Root Canal | Not Covered | 50% | 50% |
Implants | Not Covered | 50% | 50% |
Non-Surgical Extractions | 50% | 50% | 50% |
Surgical Extractions | Not Covered | Not Covered | Not Covered |
Periodontal Maintenance | Not Covered | 50% | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Orthodontics | Not Covered | Not Covered | Not Covered |
Annual Contract | Yes | Yes | Yes |
Waiting Periods | May Apply | May Apply | None |
i Tooth-colored fillings on back teeth not included.
ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com
iv A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.