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Delta Dental - Basic Plan

Our Most Affordable Dental Plan

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basic plan

The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy and your essential oral health is covered.

Which plan is right for you? Click on each person below to find out why they chose the Basic Plan*


megan 

Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.

Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need something that covers my needs without being too expensive. I have healthy teeth, so I don’t need anything major, just some cleanings and maybe a few x-rays here and there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t plan for them. I don’t expect to match my parents’ plan, but I want something that at least covers the basics.



andrew 

Andrew works hard as an HVAC inspector but doesn’t have benefits through his employer, a tiny family-owned business.

I get my teeth cleaned twice a year and that’s all I really need right now. The dentist says I don’t have any issues to worry about so long as I keep up my good brushing and flossing routines. But without insurance, even those basic cleanings plus x-rays really can add up. I’m trying to save for a new car, pay off my loans, and look after my nephew. I’ve got good teeth and I want to keep it that way. For me, a little bit of extra help goes a long way.

*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.

Plan Features per benefit yearii
Monthly Premium
Eastern/Western WA		 Plan Year Maximum
 		 Shared Maximum Benefit
 
Individual Starting Rate
$31.45 / $36.25		 $1000 per person None
Deductible
 		 Office Visit Copay
 		 Preventive Care
Cleanings, exams, x-rays and fluoride
None $15 100% cleanings and exams
50% panoramic/full mouth x-rays and fluoride
Fillingsi Crowns Root Canal
Surgical & Non-Surgical
50% Not Covered Not Covered
Non-Surgical Extractions Periodontal Maintenance Orthodontics
50% Not Covered Not Covered
Annual Contract Waiting Periods  
Yes May Apply  
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Compare to Similar Plans
This Plan
Basic Plan Enhanced Plan Ascent
Description Most affordable plan that covers preventive care, fillings, and non-surgical extractions. 100% coverage on most preventive care services and 50% on most major procedures. No waiting period and coverage that increases over the first two years you renew.
Monthly Premium
Eastern WA 		$31.45 ii $52.35 ii $56.10 ii
Monthly Premium
Western WA
$36.25 ii $60.25 ii $64.50 ii
Plan Year Maximum
per person
$1000 $1000 1st Year, 2nd Year, 3rd Year
$1000/$1250/$1500
Shared Maximum Benefit None None None
Deductible None $50 $50
Office Visit Copay $15 None None
Preventive Care
Cleanings, exams, x-rays, and fluoride
100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride
100% 100%
Fillings 50% i 50% 1st Year, 2nd Year, 3rd Year
50%/60%/70%
Crowns Not Covered 50% iv 50% iv
Root Canal Not Covered 50% 50%
Implants Not Covered 50% 50%
Non-Surgical Extractions 50% 50% 50%
Surgical Extractions Not Covered Not Covered Not Covered
Periodontal Maintenance Not Covered 50% 1st Year, 2nd Year, 3rd Year
50%/60%/70%
Orthodontics Not Covered Not Covered Not Covered
Annual Contract Yes Yes Yes
Waiting Periods May Apply May Apply None
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i Tooth-colored fillings on back teeth not included.

ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com

iv A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.