Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.
Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need a low-cost dental benefits plan that covers my basic dental needs. I have healthy teeth and so I don’t need anything major- just some dental cleanings and maybe a few x-rays here and there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t budget for them. The Basic Plan covers everything I need!
Delta Dental - Basic Plan
Our Most Affordable Dental Plan
The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy and your essential oral health is covered.
Learn how our Basic Plan fits varying needs for affordable dental coverage by clicking on each profile below*:
Andrew works as an inspector for an independent family-owned business in Everett that doesn’t offer dental benefits.
Even though my teeth are in good shape, I’ve recently noticed increased sensitivity in my teeth, especially when drinking cold beverages. My dentist explained that fluoride treatment could help strengthen my enamel, protect against cavities, and lower my long-term risk of costly dental problems. Under the Basic Plan, I have access to affordable fluoride treatments (as well as preventive dental care and cleanings) to maintain my dental health and prevent bigger expenses down the road.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Plan Features per benefit yeariv
Monthly Premium Eastern/Western WA |
Plan Year Maximum |
Shared Maximum Benefit |
---|---|---|
Individual Starting Rate $31.45 / $36.25 |
$1000 per person | None |
Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays and fluoride |
None | $15 |
100% cleanings and exams 50% panoramic/full mouth x-rays and fluoride |
Fillingsi | Crowns |
Root Canal Surgical & Non-Surgical |
50% | Not Covered | Not Covered |
Non-Surgical Extractions | Periodontal Maintenance | Orthodontics |
50% | Not Covered | Not Covered |
Annual Contract | Waiting Periods | |
Yes | May Apply |
Compare to Similar Plans
This Plan | |||
---|---|---|---|
Basic Plan | Enhanced Plan | Ascent Plan | |
Description | Most affordable plan that covers preventive care, fillings, and non-surgical extractions. | 100% coverage on most preventive care services and 50% on most major procedures. | No waiting period and coverage that increases over the first two years you renew. |
Monthly Premium
Eastern WA |
$31.45 ii | $52.35 ii | $56.10 ii |
Monthly Premium
Western WA |
$36.25 ii | $60.25 ii | $64.50 ii |
Plan Year Maximum
per person |
$1000 | $1000 |
1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
Shared Maximum Benefit | None | None | None |
Deductible | None | $50 | $50 |
Office Visit Copay | $15 | None | None |
Preventive Care
Cleanings, exams, x-rays, and fluoride |
100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride |
100% | 100% |
Fillings | 50% i | 50% |
1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Crowns | Not Covered | 50% iv | 50% iv |
Root Canal | Not Covered | 50% | 50% |
Implants | Not Covered | 50% | 50% |
Non-Surgical Extractions | 50% | 50% | 50% |
Surgical Extractions | Not Covered | Not Covered | Not Covered |
Periodontal Maintenance | Not Covered | 50% |
1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Orthodontics | Not Covered | Not Covered | Not Covered |
Annual Contract | Yes | Yes | Yes |
Waiting Periods | May Apply | May Apply | None |
Coverage Percentages displayed in the tables above represent the percentage of the allowed amount that is covered by Delta Dental of Washington.
Frequently Asked Questions
How much is a dental filling with dental coverage?
Need higher dental filling coverage? Check out our Ascent Plan which has increasing coverage on fillings over the first two years you renew.
What is fluoride treatment?
Curious if fluoride is safe for children? Read our article here.
How much does fluoride treatment cost with or without dental coverage?
What is a dental x-ray?
How much does an x-ray cost with or without dental coverage?
The Basic Plan covers 100% of bitewing x-rays every 12 months and 50% of comprehensive series of x-rays or panoramic x-rays once every five years. To get an approximate range of costs for procedures in your area, try out our online Cost Estimator tool. If you foresee extensive dental work and are looking for 100% coverage on both bitewing and panoramic x-rays, we recommend checking out our Enhanced Plan.
Don't see your question listed above? Check out the Individual and Family Plan FAQ page.
i Tooth-colored fillings on back teeth not included.
ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com
iv A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.