Plans for You and Your Family

Our Individual and Family dental and vision plans are designed for those who do not have coverage through their employer or who would like additional coverage. Learn more about our plans below.

Individual and Family Dental Plansi

Scroll down within the table to view all benefits.

Plan features

Optimum Plan

View Plan Details

Premium Plan

View Plan Details

Plus Ortho Plan

View Plan Details

Enhanced Plan

View Plan Details

SimpleChoice Plan

View Plan Details

Description

NEW for 2027. Cosmetic benefits and highest cost-sharing for restorative and major services

High maximum and three periodontal maintenance cleanings per benefit year

Orthodontic benefits such as braces and aligners installed by DMD or DDS

No waiting period and coverage that increases over the first two years you renew

100% coverage on most preventive care services and 50% on most major procedures

NEW for 2027. Fixed out-of-pocket costs and no plan year maximum

Most affordable plan that covers preventive care, fillings, and non-surgical extractions

Shop plans


Eastern WA

$97.30ii

$74.40ii

$73.60ii

$63.60ii

$55.40ii

$38.50iii

$33.85ii


Western WA

$111.70ii

$85.50ii

$84.55ii

$73.15ii

$63.75ii

$50.90iii

$39.00ii


per person

1st Yr, 2nd Yr, 3rd Yr
$2000/$3000/$5000

$2,000

$1,500

1st Yr, 2nd Yr, 3rd Yr
$1000/$1250/$1500

$1,000

None

$1,000

None

None

$250 per person up to $1250

None

None

None

None

$100

$100

$50

$50

$50

None

None

None

None

None

None

None

None

$15


Cleanings, exams, x-rays, and fluoride

100%

100%

100%

100%

100%

$85 Copay

100% cleanings and exams
50% full mouth and panoramic x-rays and fluoride

80%

80%

50%

1st Yr, 2nd Yr, 3rd Yr
50%/60%/70%

50%

$125 Copay

50%iv

60%v

50%v

50%v

50%v

50%v

vi

Not Covered

60%

50%

50%

50%

50%

vii

Not Covered

60%

50%

50%

50%

50%

vi

Not Covered

60%

50%

50%

50%

50%

$125 Copay

50%

60%

50%

50%

Not Covered

Not Covered

$240 Copay

Not Covered

60%viii
Three per benefit year

50%viii
Three per benefit year

50%
One every six months

1st Yr, 2nd Yr, 3rd Yr
50%/60%/70%

50%
One every six months

Included in Preventive Care Visit

Not Covered

Not Covered

Not Covered

50%ix

Not Covered

Not Covered

Not Covered

Not Covered

50% teeth whitening or bleaching
60% veneers

Not Covered

Not Covered

Not Covered

Not Covered

Not Covered

Not Covered

Yes

Yes

Yes

Yes

Yes

Yes

Yes

May Applyx

May Applyx

May Applyx,xi

None

May Applyx

May Applyx

May Applyxv

Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Washington.


Not sure which dental plan is right for you? Try our
icon Interactive Plan Finder

Plan Finder only for Individual and Family Dental Plans. Does not include DeltaVision® or Affordable Care Health Act Plans.

Individual DeltaVision® Plans

Choose from our standard DeltaVision® Essential Plan 150 or our premium DeltaVision® Brilliance 200 Plan, available to add to your new dental plan at checkout or to your current dental plan at any time.xii, xiii, xiv

For more information about our DeltaVision® Plans or to add vision to your dental plan, please call us at 844-764-5350.


  DeltaVision®
Brilliance 200 Plan
DeltaVision®
Essential 150 Plan
Monthly Premium
Individual Starting Ratei
$15.55 $12.50
WellVision Exam® Copay
benefit frequency every 12 months
$0 $10
Prescription Glasses
(frames, lenses)
Copay

benefit frequency every 12-months
$0 $10
Retail Frame Allowance
included in prescription glasses benefit frequency every 12-months
$200 $150
Costco/Walmart Frame Allowance $110 $80
Lenses (single vision, lined bifocal and lined trifocal)
included in prescription glasses copay
Covered Covered
Polycarbonate Lens Enhancements for Children Copay
included in prescription glasses copay
$0 $0
Contact Lens Exam Copay Maximum
fitting and evaluation
$0 $40
Elective Contact Lenses Allowance
in lieu of glasses
$200 $150
Percentage Saved on Purchases over the Plan Allowance for Frames
within 12 months of last WellVision® exam
20% 20%
Out-of-Network Providers
Not covered Not covered


VSP, eyeconic.com, and WellVision Exam are registered trademarks of Vision Service Plan.

i. These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber only in Washington, effective January 2027. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.

ii. Individual 12-month contracted rate.

iii. Individual 12-month contracted rate for ages 26-50. Actual rate may be higher or lower depending on age.

iv. Excludes back teeth tooth-colored fillings.

v. A pretreament estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years for persons ages 12 years and older. Crowns covered at 60% per tooth every seven years for persons ages 12 years and older under the Delta Dental - Optimum Plan.

vi. A pretreament estimate is suggested. Clinical requirements must be met; 1 crown and 1 implant per person per 12-month policy period.

vii. 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.

viii. No waiting period.

ix. $1500 lifetime maximum with 12-month waiting period.

x. This Policy has a 12-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 12 continuous months. If you were covered under a comparable full-coverage dental plan that included Major services, for at least 12 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. To request that the waiting period be waived, you must provide details about your previous coverage.

xi. For Orthodontia covered procedures, a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.

xii. Eligibility: Vision benefits are only offered in conjunction with Delta Dental of Washington individual dental plans sold through Delta Dental Covers Me. All other eligibility requirements are shared with the dental plan.

xiii. Administration: We make it easy to pair dental and vision benefits. Application, enrollment and billing processes are coordinated for your convenience through Delta Dental Covers Me.

xiv. Enrollment: You may enroll in vision benefits up to 2 months prior to the requested effective date. After your application is approved, your coverage starts the first day of the month and continues for 12 months.

xv. This Policy has a 6-month Waiting Period that applies to certain covered procedures. This means that Delta Dental of Washington will not pay for any of these procedures until you have been enrolled in this Policy for 6 continuous months. To request that the waiting period be waived, you must provide details about your previous coverage. Contact your previous or current carrier to request a credible coverage letter, which will include all necessary information to determine if your prior coverage satisfies the Waiting Period requirement. You may be asked to provide a copy of this letter to confirm your eligibility. If you were covered under a comparable coverage dental plan for at least 6 continuous months before enrolling in this Plan, any Waiting Periods will be waived—provided there was no more than a 63-day gap between your previous coverage and this Policy. Dental services obtained through a discount plan do not qualify as comparable coverage and will not count toward satisfying the Waiting Period requirement.