Dental Plans for Your Business

We're here to help set your business up with dental coverage that your employees will love. As a local company ourselves, we understand the importance of finding the right benefits that fit the needs of your employees and makes sense for your bottom line.

Why choose dental coverage with Delta Dental of Washington?

dental benefits for employees

Covers 2-99 Enrolled Employees

Whether you're a mom-and-pop shop or the next big thing, we've got your employees' dental benefits covered.

affordability

More Affordable Than You Think

Pay as little—or as much—as you want toward your employees’ low monthly premium.

customized plans

Customized to Fit Business Needs

X-rays, exams, cleanings—they’re all covered. So is a variety of other basic and major dental work. You can even add on coverage for orthodontics, composite fillings and more.

easy dental benefits onboarding

Easy to Onboard & Implement

You’ll receive a dedicated implementation consultant to onboard your business's dental coverage with ease.

 

Find the right dental plan for your team.

Interested in bundling vision and dental coverage? Learn more about our DeltaVision® plans.

  BEST SELLER MOST COVERAGE MOST FLEXIBLE INCENTIVE PLAN MOST AFFORDABLE
  PPO Plan
100/80/50 		PPO Plan
100/90/60 		PPO Enhanced Voluntary Plan
100/80/50 		Maximum Wellness
100/80/50 		PPO Patient Essentials
100/80/50Available Jan 1 and beyond
  100% coverage on preventive and 50% of most major care. High maximum, 100% coverage on preventive and 90% on restorative care. Group rate and benefits starting as low as $0 to the employer*. Rewards members for routine preventive care. Affordable coverage with simple design and 100% coverage on preventive care.
Plan year maximum per person $1500-$2000 $1000-$4000 $1000-$2000 Starts $1000-$2000
Incentive up to $1500-$2500		 $1,000-$2,500
Deductible $50 per individual / $150 max per family $0 per individual / $0 max per family $50 per individual / $150 max per family $50 per individual / $150 max per family $50 per individual / $150 max per family
Cleanings & X-rays 100% 100% 100% 100% 100%
Fillings & Root Canals 80% 90% 80% 80% 80%
Crowns, Implants & Bridges 50% 60% 50% 50% 50%
Implants excluded
Orthodontia Available for groups with 10+ enrolled employees Available for groups with 10+ enrolled employees Available for groups with 10+ enrolled employees Available for groups with 10+ enrolled employees Available for groups with 10+ enrolled employees
*$0 cost to the employer is based on the employee paying the full stated premium with the Voluntary plan. Any decisions to pass along the premium cost to employees is a business decision and not part of the contract between an employer and Delta Dental of Washington.

How affordable are dental benefits for small businesses?


  • Most of our dental plans cost less than $2 per day per employee2
  • We offer flexible coverage choices to fit most budgets, with plans that range from basic to comprehensive. Your options also include Voluntary (with employees paying all or part of the premium, so employers could pay as low as $0) and employer-paid plans.
  • You may receive a tax credit if you pay 50% or more of the costs and have 25 or fewer employees3.

Learn more about how affordable dental benefits are for small businesses.

Largest PPO network for your employees


Small business employees can enjoy the advantages of nation’s largest provider network. Our dual network—Delta Dental PPO™ and Delta Dental Premier®—includes 92% of Washington dentists!

While all our small business plans allow the flexibility to use any dentist, members will enjoy the greatest savings when they visit a Delta Dental PPO dentist.

Ready to learn more?
Receive a free quote consultation - no obligation required.

Get your free dental plan quote and coverage details in just a few steps.

Fill out the form on this page

Receive an email with easy next steps to get your quote.

Can't wait? Give us a call at
(206) 528-2314.




*By providing your email or phone number you agree to be contacted by Delta Dental of Washington. Carrier rates may apply. Consent to receive marketing communications is not required to purchase any policy. *Prices are estimated employer cost per employee per month and may not include employee contribution. Already have a broker? Please reach out to them directly for a quote.

Common questions employers ask

Does offering dental benefits help with employee retention?
Offering dental benefits can help small businesses attract and retain employees by supporting overall health and financial well-being. Dental insurance is one of the most valued voluntary benefits, and employees often consider it a sign that an employer is invested in their long-term health. Access to preventive dental care can also reduce missed workdays and improve productivity.
How much does a dental plan cost per employee per month?
The cost of a small business dental plan depends on plan type, coverage level, and how much the employer chooses to contribute. Many employers find dental benefits to be a cost effective option compared to medical insurance, with flexible contribution options that fit a range of budgets. Learn more about the true cost of dental for businesses.
What do Delta Dental of Washington’s small business dental plans actually cover (preventive, basic, major, cosmetic)?
Delta Dental of Washington’s small business dental plans typically cover a wide range of services, including:
  • Preventive care, such as cleanings, exams, and x-rays
  • Basic services, such as fillings and simple extractions
  • Major services, such as crowns and root canals (coverage varies by plan)
Some plans may also include coverage or discounts for orthodontics or cosmetic procedures. Coverage levels and waiting periods vary by plan, so employers can choose the option that best meets their employees’ needs.
Is there a waiting period before employees can use their dental benefits?
Most Delta Dental of Washington small group dental plans do not require waiting periods, allowing employees to start using their benefits soon after coverage becomes effective. Preventive services like exams and cleanings are typically available right away, and many plans also provide immediate access to basic services.

Any exceptions are planspecific and clearly outlined at enrollment. Employers can review plan details in advance to understand exactly when different types of services are covered.
Can I choose how much I contribute to the dental plan as the employer?
Yes. Employers have flexibility in how much they contribute toward dental insurance premiums. Some small businesses choose to cover a percentage of the employee premium while offering dependent coverage as an optional addon. This flexibility makes it easier to balance affordability with competitive benefits.
After I submit the form, what happens next?
After you submit the form, you’ll have two options. You can explore and compare small business dental plans right away using our selfserve insurance menu, where you can review plan options, coverage details, and pricing online.

If you’d prefer personalized support, a Delta Dental of Washington representative can also connect with you to answer questions, confirm eligibility, and help guide you through next steps such as enrollment timelines and employer contribution options.
I have more than 99 employees, what dental options do I have?
If your business has more than 50 employees, you may qualify for large group dental plans, which offer additional customization and plan design options. These plans are designed to meet the needs of growing organizations and provide flexibility for diverse workforces.

* Rate guarantees are available for new small business dental groups with 2-99 enrolled employees. Exceptions may apply. Consult your sales representative for more information.
1 National Federation of Independent Businesses, www.nfib.com/content/resources/insurance/3-reasons-why-your-business-should-offer-dental-insurance-70292
2Employee-only monthly premium rate; Employee plus spouse, children and family will cost more per month.
3source: https://www.smallbizdaily.com/small-business-dental-plan/)