If you’re considering adding dental insurance to your life, you may have a question or two about how to get it. The truth is, there is more than one way to get access to dental insurance, but the way you do it depends entirely on your situation. Let’s break the different ways people typically get dental insurance.
Dental coverage through group plans are one of the most common ways people tend to get dental insurance. Group dental plans are usually provided through employers to employees. In this case, someone at your company will help you choose and enroll in a dental plan that best meets your needs. The good thing about getting dental insurance through your employer is that premiums are usually taken from your paycheck which makes it easy to budget.
If you’re on a budget and in need of dental care, the Health Benefits Exchange is one way to get dental coverage. Dental plans available on the benefits exchange are designed for low or fixed-income families with varying budgets. We offer two affordable dental plans through the benefits exchange. You need to purchase a dental plan in conjunction with a health insurance plan on the benefits exchange. In Washington state, exchange information can be found on the Washington Health Plan Finder web site: www.wahealthplanfinder.org.
You might be surprised to learn that we also offer standalone dental plans. These plans are designed for people who don’t get dental coverage through a group plan or through the benefits exchange. Standalone dental plans can be used with or without health insurance.