Congratulations! All of your hard work has paid off with this: retirement. While you may have a lot of plans for after your last ever “clock out,” don’t forget about your dental insurance.
If you plan on relying on Medicare, keep this in mind: Medicare covers a variety of things associated with your overall health care. However, it doesn’t cover a lot of things related to oral care, like dental visits, cleanings, fillings, crowns, or dentures.
Paying for dental care as you go can be costly. Preventive dental visits without coverage can run you up to $300. Crowns without coverage can cost several times that amount.
You already know the value of visiting a dentist regularly. But in retirement, the task is to keep that relationship going. A private, individual dental plan makes that possible.
We offer 5 individual dental plans for you to choose from:
Premium Plan – our top-shelf dental plan
This is our richest, most comprehensive individual and Family plan. Preventive services are covered 100%, which means you pay nothing out-of-pocket for these services when you see an in-network dentist. Fillings are covered at 80%, and there’s a $2000 annual maximum per plan year.
Enhanced Plan – familiar, quality coverage
It’s similar to group coverage you have through your employer. You pay a percentage of the cost for services and the plan pays the rest. Preventive services are covered at 100%, which means you pay nothing out-of-pocket when you see an in-network dentist.
Classic Plan – end it when you want to (you won’t want to)
With this plan, you pay a percentage of the cost for all services, including preventive care. This plan has no annual commitment, so you may terminate your coverage at any time.
Basic Plan – focused on prevention
Exams, cleanings, and X-rays are covered at 100% after a $15 copay for office visits. Fillings are covered at 50%. This is a prevention-focused plan, designed to help you maintain your healthy smile.
Clear Plan – say “no” to deductibles
With this plan, you pay fixed copays for dental services. There are also no deductibles, no waiting periods, and no annual dollar maximum.
Each one of these great plans is part of our dental network which provides the best savings and covers more smiles than any other dental carrier.
What Else You Can Do
While you’re deciding which of our plans is best for you, don’t forget about the simple things you can do on your own to protect your oral health, and to help your great smile age gracefully:
Floss Every Day
It cleans the 40% of tooth surfaces your brush can’t reach. It also prevents gum disease, which leads to receding gums – a telltale sign of aging.
Stay Active
It’ll keep you feeling young, and ensure your body stays healthy. And studies have shown those who exercise regularly have healthier gums and fresher breath.
Treat Dry Mouth
It’s a common side effect of many medications that can lead to bad breath, cavities, and gum disease. Talk to your doctor or dentist about treatment.
Eat a Well-Balanced Diet
It keeps your mind, body, and smile in great shape. Choose fresh fruits, veggies, low-fat dairy products, and lean meats. And drink lots of water.
You deserve a healthy smile and a happy retirement. A Delta Dental Individual and Family℠ plan makes it easy for you to get the dental care you need.
