Delta Dental - Ascent Plan
Our Dental Plan That Gets Better Over Time with No Waiting Period
The Ascent Plan is specially crafted for those looking for dental coverage that gets better and better over time. With 100% coverage on most preventive care services like cleaning and exams, and an increasing annual maximum, where we pay a higher dollar amount per person over the first two benefit years that you renew, the Ascent Plan is a great option to maintain a healthy smile for years to come.
Plan Highlights
- Increasing annual maximum - the maximum amount DDWA will pay per person, per benefit period, coverage for fillings and basic periodontal (gum disease) cleanings over the first two years you renew the policy
- 100% coverage on most preventive care services (cleanings, exams, x-rays, and fluoride)
- 50% coverage on crownsi, root canals, surgical and non-surgical extractions, and implantsii
Plan Features per benefit yeariii
| Monthly Premium Eastern/Western WA |
Plan year maximum 1st Year, 2nd Year, 3rd Year |
Shared Maximum Benefit |
|---|---|---|
| Family Rate (2 adults + 1 or more children)iii $171.50 / $197.10 |
$1,000 / $1,250 / $1,500 per person | None |
| Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays, and fluoride |
| $50 | None | 100% |
| Fillings 1st Year, 2nd Year, 3rd Year |
Crownsi | Root Canal |
| 50% / 60% / 70% | 50% | 50% |
| Non-Surgical & Extractions and Implants | Periodontal Maintenance 1st Year, 2nd Year, 3rd Year |
Orthodontics |
| 50% | 50% / 60% / 70% | Not Covered |
| Annual Contract | Waiting Periods | |
| Yes | May Applyi |
Compare to Similar Plans
| This Plan | |||
|---|---|---|---|
| Ascent Plan | Clear Plan | Enhanced Plan | |
| Monthly Premium Family Rate (2 adults + 1 or more children) |
Eastern WA / Western WA $171.50 / $197.10iii |
Eastern WA / Western WA $123.50 / $168.10iii for 2 adults (ages 26-50) + 2 children Actual rate may be higher or lower depending on age |
Eastern WA / Western WA $157.70 / $181.25iii |
| Plan Year Maximum per person |
1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
None | $1000 |
| Shared Maximum Benefit | None | None | None |
| Deductible | $50 | None | $50 |
| Office Visit Copay | None | None | None |
| Preventive Care Cleanings, exams, x-rays, and fluoride |
100% | $65 Copay |
100% |
| Fillings | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
$115 Copay |
50% Excludes back teeth toothcolored fillings |
| Crownsi | 50%ii | $740ii Copay 1 crown per person |
50%ii |
| Root Canal | 50% | $535 Copay 2 teeth in 12 months after purchase or renewal, once per tooth every two years after |
50% |
| Non-Surgical Extractions | 50% | $115 Copay |
50% |
| Periodontal Maintenance | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Included in Preventive Care Visit | 50% |
| Orthodontics | Not Covered | Not Covered | Not Covered |
| Annual Contract | Yes | Yes | Yes |
| Waiting Periods | None | None | May Apply |
i A predetermination is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
ii Frequency and percent coverage limits per service apply as outlined in the Plan Features per benefit year table.
iii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2023. Actual rates may vary (higher or lower) based on plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
