Finding the right dental benefits for your employees made easy

As a small business owner, you already know that your employees are one of your greatest assets. By providing them with dental benefits, you’d be a more desirable employer than at least 33% percent of your potential competitors. Only 33% of small businesses in Washington provide dental coverage even though it’s one of the more affordable benefits you can offer. (footer 1)

But you’re a small business owner, not an insurance agent. How do you know which benefit plan to provide? We know there’s a lot to consider and most of it is behind a wall of jargon and legalese. Use this guide to cut through the clutter.

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Here are the top 5 questions employers ask about the plans available to their employees.

If you choose a plan from a preferred provider organization (PPO), the answer is typically yes. PPOs usually have large networks with more dentists for your employees to choose from. And they’ll save even more by using an in-network dentist.

Did you know?
Delta Dental of Washington has the largest provider network in Washington, so your employees can get the oral care they need when and where they need it most.

Some patients require orthodontic treatments, such as braces, which involve specialized care beyond regular preventive measures. To address their orthodontic needs, individuals may seek a plan that covers these specific treatments and maintenance. Coverage varies depending on your plan, but most orthodontia coverage includes: pre-orthodontic treatment visit, exam and start-up records, x-rays, orthodontist-recommended tooth extractions, comprehensive orthodontic treatment, and post-treatment records.

Did you know?
All Delta Dental of Washington small business plans offer orthodontia coverage options for groups with 10+ enrolled employees.

The annual maximum is the amount of coverage you’re eligible for in a given benefit period. Every time you receive covered dental services, the cost is deducted from your annual maximum. This amount is reset at the start of the next benefit period. When you evaluate plans, be sure to ask about the maximum amount allotted per year.

Did you know?
The Delta Dental of Washington Maximum Wellness Plan can offer greater annual maximums to patients who’ve had preventive care visits during the previous benefit year.

Many plans offer full coverage for preventive care, so those visits don’t count toward the annual maximum.

Did you know?
Most Delta Dental of Washington plans offer 100% coverage for preventive services, so members can receive the care they need without worrying about cost.

Many plans have a waiting period between the start of coverage and when certain benefits are covered. Patients may have to wait for services such as fillings, root canals and crowns, or pay out of pocket. Be sure to ask about waiting periods when checking out dental plans.

Did you know?
There is no waiting period with any of Delta Dental of Washington’s group employer plans, no matter what size your business.

Get a quote by calling us at (206) 528-2314 or fill out this form and our team will quickly get back to you.

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Ready to learn more?

Get a quote by calling us at (206) 528-2314 or fill out this form and our team will quickly get back to you.