Finding the right dental benefits for your employees made easy

As a small business owner, you already know that your employees are one of your greatest assets. By providing them with dental benefits, you’d be a more desirable employer than at least 33% percent of your potential competitors. Only 33% of small businesses in Washington provide dental coverage even though it’s one of the more affordable benefits you can offer. (footer 1)

But you’re a small business owner, not an insurance agent. How do you know which benefit plan to provide? We know there’s a lot to consider and most of it is behind a wall of jargon and legalese. Use this guide to cut through the clutter.

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Here are the top 5 questions employers ask about the plans available to their employees.

If you choose a plan from a preferred provider organization (PPO), the answer is typically yes. PPOs usually have large networks with more dentists for your employees to choose from. And they’ll save even more by using an in-network dentist.

Did you know?
Delta Dental of Washington has the largest provider network in Washington, so your employees can get the oral care they need when and where they need it most.

Some patients have serious gum issues that require a periodontal cleaning, which is more involved than a regular preventive cleaning. To help ensure their gum disease doesn’t progress, these patients will want a plan that covers these special cleanings and maintenance. Plans typically allow up to four periodontal cleaning/maintenance visits per benefit period.

Did you know?
All Delta Dental of Washington plans offer four periodontal cleaning/maintenance visits as standard.

The annual maximum is the amount of coverage you’re eligible for in a given benefit period. Every time you receive covered dental services, the cost is deducted from your annual maximum. This amount is reset at the start of the next benefit period. When you evaluate plans, be sure to ask about the maximum amount allotted per year.

Did you know?
The Delta Dental of Washington Maximum Wellness Plan can offer greater annual maximums to patients who’ve had preventive care visits during the previous benefit year.

Many plans offer full coverage for preventive care, so those visits don’t count toward the annual maximum.

Did you know?
Most Delta Dental of Washington plans offer 100% coverage for preventive services, so members can receive the care they need without worrying about cost.

Many plans have a waiting period between the start of coverage and when certain benefits are covered. Patients may have to wait for services such as fillings, root canals and crowns, or pay out of pocket. Be sure to ask about waiting periods when checking out dental plans.

Did you know?
There is no waiting period with any of Delta Dental of Washington’s group employer plans, no matter what size your business.

Get a quote by calling us at (206) 528-2314 or fill out this form and our team will quickly get back to you.

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Ready to learn more?

Get a quote by calling us at (206) 528-2314 or fill out this form and our team will quickly get back to you.