With open enrollment for healthcare right around the corner, many people in Washington State are unsure about how to access affordable dental insurance that may or may not be included in their healthcare plan. Good oral health is a crucial part of overall wellbeing so if you’re looking to stay healthy next year, make it a priority now to look for the best benefits available.
Fortunately, Washington Health Benefit Exchange website offers a range of options, including qualified dental plans from Delta Dental of Washington. In this comprehensive guide, we'll walk you through the process of finding the right oral health insurance on the Exchange, and choosing which plans from Delta Dental of Washington may be right for you and your family.
Step 1: Visit the Washington Health Benefit Exchange Website
The first step to finding oral health insurance is to visit the official Washington Health Benefit Exchange website (https://www.wahealthplanfinder.org/). This user-friendly platform provides information about various health insurance options, including dental coverage.
Step 2: Create an Account or Log In
To access the available plans and eligibility information, you'll need to create an account on the Exchange if you don't already have one. If you have an existing account, simply log in.
Step 3: Complete Your Personal Information
Once logged in, you'll be prompted to provide personal information such as your age, income, and family size. This information will help determine your eligibility for various health and dental insurance plans.
Step 4: Explore Dental Plan Options
After completing your personal information, you can start exploring dental plan options. With one the largest provider network in the state, we offer a range of qualified dental plans that cater to various needs and budgets.
Both Delta Dental of Washington plans available on the Washington Health Benefit Exchange website are PPO plus Premier plans:
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Our Washington Family plan is designed for adults over the age of 19 years old and adults with children.
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Our Washington Kids plan is designed for parents looking to purchase coverage for their children 18 or younger.
Note that the benefits for children are the same for both the Washington Family and Washington Kids plans and include diagnostic and preventive care, restorative care such as fillings and periodontal maintenance, crowns, and medically necessary orthodontics.
Get to know our Delta Dental open enrollment plans before you head to enrollment
See plansStep 5: Compare Plans
Take the time to compare our plans with other dental insurance providers on the Exchange. Consider factors like premiums, deductibles, coverage limits, and network dentists. Delta Dental of Washington is known for its extensive network of quality dental providers across the state.
Step 6: Enroll in a Plan
Once you've found the plan that suits your needs, you can enroll directly through the Washington Health Benefit Exchange website. Follow the instructions to complete the enrollment process.
Don’t know which plan to choose? Read up on how to choose.
Step 7: Review Your Coverage
After enrolling, carefully review your dental insurance coverage, including what services are covered, your out-of-pocket costs, and any annual maximums or waiting periods. Make sure you understand how to access care and use your benefits effectively.
Step 8: Pay Your Premiums
Remember to pay your monthly premiums to maintain your dental insurance coverage. The Exchange Website provides information on how to make payments and keep your plan active.
Step 9: Utilize Your Dental Benefits
Once you're enrolled in a Delta Dental of Washington plan, take full advantage of your oral health benefits. Schedule regular dental check-ups and cleanings, and address any dental concerns promptly to maintain your overall well-being.
What next?
Accessing oral health benefits in Washington State is crucial for maintaining good dental hygiene and overall health. The Washington Health Benefit Exchange website offers a convenient platform to explore various dental insurance plans, including those provided by us at Delta Dental of Washington.
By following the steps outlined in this guide, you can find the perfect dental insurance plan to meet your needs and take the first step towards a healthier smile. Don't wait; start your journey to better oral health today!
