We won't beat around the bush. Sometimes dental care can be costly.
Luckily, there are ways you can budget for your next dental procedure. We’ve adapted 3 of our favorite idioms to help you pinch a penny and prep financially:
1. Expect the unexpected.
You can’t always predict your health, but you can save for it. Consider looking into a Medical Savings Account, Health Savings Account or Flexible Spending Account to help set aside money for future care. Think of these accounts as a savings budget for just dental and health expenses.
2. Get it in writing.
Transparency is key. Ask your dentist to itemize each treatment so you know the exact cost of each procedure.
Your dentist can also request a pre-treatment estimate from us. We call it a "Confirmation of Treatment and Cost." Your Confirmation tells you what your benefits will cover and what you may owe out-of-pocket.
You can also use the MySmile Cost Genie to get instant, out-of-pocket cost estimates based on your benefits and dentist's filed fees. Simply log in to your account and start estimating.
3. It never hurts to ask.
If you're worried about the cost of the dentist’s prescribed treatment plan, discuss it with them. There might be less expensive care options or payment plans available. Others may offer financing options so you don’t have to pay for everything up front. You'll never know how your dentist can help you if you don't ask.
One last thing: An ounce of prevention is worth a pound of cure. Remember, a staying on top of your preventive dental visits can help prevent expensive procedures in the future.