MythBusters: Dental Insurance Edition

February 16, 2016

MythBusters is coming to a close, but we’re just beginning! There’s a lot of misinformation about dental benefits, and it’s hard to decode what’s true and what’s fabricated. We’re channeling our inner Adam Savage and Jamie Hyneman to debunk 5 common dental benefits myths:

1. Myth: I have health insurance, so dental care is covered.

It may seem odd, but oftentimes health insurance will not cover dental procedures. Dental and health benefits operate in different ways. Health insurance focuses on treatment after an illness or injury, whereas a dental carrier’s primary focus is preventing problems before they begin.

2. Myth: My teeth are healthy, so I don’t need dental coverage.

Covering your smile is a smart choice, even if you have tip-top teeth. People with dental coverage are more likely to visit the dentist and report higher levels of overall wellbeing.

3. Myth: I can’t afford dental benefits.

Though it’s true financial stress is the number one reason people opt out of dental coverage, dental benefits don't have to break the bank. Learn what plan fits your needs and budget.

And it’s worth it! The cost of restorative care far exceeds the cost of preventive treatment.

4.  Myth: I can see any dentist I want now that I have dental benefits.

Though you’re free to see any dentist you please, your coverage may not cover treatments if a dentist is out-of-network. Find an in-network dentist before you make an appointment. 

5. Myth: Dental benefits cover all treatments and procedures.

Dental benefits are designed to save you money, but there’s no such thing as free coverage. Before you head to the dentist, make sure you understand what treatments your plan covers. Contact us to get a clear understanding of your plan coverage.

We want to bust your dental coverage myths—challenge us on Facebook or Twitter!

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