April 24, 2014 Sign inRegister

The Delta Dental Premier® Plan

Rich in Benefits: The Delta Dental Premier® Plan


Less Green

Delta Dental Premier Plan Options


Groups with 5 - 99 Subscribers
Co-Insurance Options

Delta Dental
Premier Network
Calendar Year
Deductible Option


(Individual/Family)
Waived for Class I
Calendar Year
Maximum Options
Rider Options

80/80/50
100/80/50
100/90/50
100/90/60


$0/$0
$25/$75
$50/$150
$75/$225
$100/$300


$750
$1,000
$1,500
$2,000
$2,500
$3,000

Orthodontia:
Children OR
Adult and Children
(Minimum Group Size 10)
$1,000
$1,500
$2,000

Posterior Composites

Nonparticipating dentist are paid at the Premier network coinsurance levels. If nonparticpating charges are more than Delta Dental maximum allowable fees, the employee is responsible for paying the balance.

Delta Dental Benefit Highlights:

  • Cover up to four periodontal cleanings a year under certain qualifying periodontal circumstance.
  • Periodontal cleanings are covered under class I.
  • Endodontic and Periodontics are covered under class II.
  • Fluoride and sealant coverage for both adults and children.
  • Deductible waived for class I services.
  • No "missing tooth clause" or pre-existing conditions.
  • No late entrant penalties or waiting periods.
  • TMJ coverage included - $1,000 annual maximum and $5,000 lifetime maximum.
  • Implant coverage included.
  • Dependents are eligible for benefits through age 25.

Underwriting Guidelines

Eligibility
  • Coverage is available to employees working a minimum of 20 hours per week or 80 hours per month.

Contributions
  • Employer must contribute at least 50 percent of the employee premium.
  • No employer contribution is required toward the dependent premium.

Participation
  • Employee participation for groups with 5 to 9 enrolled subscribers is 100 percent of all eligible employees or tied to the company's medical plan (groups' decision).
  • Dependent participation for groups with 5 to 9 enrolled subscribers must be the same as the employee.
  • Employee participation for groups with 10 to 99 enrolled subscribers is 75 percent enrollment of all eligible employees.
  • Dependent participation for groups with 10 to 99 enrolled subscribers is 50 percent of all eligible dependents.
Rate Guarantee
  • One-year Guarantee-Premium rates may change at renewal date to be no earlier than 12 months.

Click here for PDF version. Please contact your Sales Executive on groups with 100 or more enrolled subscribers for plan options.

 

 

 

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